Hi All,
First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.
I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card...
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Possible Unlawful Defaults
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Options...
Hi Guys ...
Here's my debt http://forums.all-about-debt.co.uk/s...E-Diary/page15
A few years ago I entered into a DMP with CCS, but I decided I'd try the UE route, then life got in the way and I shoved my head back into the sand in the hope it would... -
Acas backs effort to cut employer tribunals
Acas backs effort to cut employer tribunals
This is a duplicate of the Blog Entry made on 3rd May 2014 20:50.
Dispute mediator expected to announce overwhelming support for settlements rather than heading for full tribunalsDispute mediator Acas is expected...
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Loan-Related PPI Spreadsheets for Evaluating Redress Offers
Loan-Related PPI claim settlements should be calculated according to the current FCA rules, and the methods prescribed in the FCA's PPI Redress Handbook (PS10/12) are shown in Appendix 2. This spreadsheet has been developed from these somewhat simplistic examples in order to calculate real claims -...Last edited by Bill-K; 22 March 2014, 20:07. -
Credit Card PPI Spreadsheets for Evaluating Redress Offers
Credit Card (and other 'Revolving Credit') PPI claim settlements should be calculated according to the current FCA rules, and the method prescribed in the FCA's PPI Redress Handbook (PS10/12) is shown in Appendix 2, Example 6. These spreadsheets have been developed from this somewhat simplistic example... -
PPI redress confusion
I have had a bit of success with reclaiming PPI. I have had a CC, store card and now a catalogue claim upheld. I am however slightly confused at how the redress (or more especially the interest) is calculated.
With the CC and store card the breaddowns were as follows:
premiums ... -
My Felt flat roof needs replacing.
Felt
Built up felt roofing consists of two to three layers of bitumen sheet that have been bonded together using either hot bitumen or adhesive. With an average life expectancy of 15 to 30 years, flat felt roofing is economical but has a tendency to crack as it ages and the temperature changes....Last edited by Deepie; 1 March 2014, 17:23. -
Strategising - 6 accounts
Hi.
I'm discussing with my parents how best to handle their debts. A quick rundown, they're living on disability living allowance. My Dad is very poorly and both are over retirement age. They are mortgage free and are being hounded with old credit card debt.
The debts were... -
Tierisch's DFD
Hi all
Well not so much of a diary more of a 'where i am'...just to help those who feel there isn't an end to the tunnel. My problems started about 8 years ago when the ex who had developed mental health problems took me into debt to the tune of 80 - 100k (and a few more thousand that popped...Last edited by tierisch; 14 January 2014, 10:00. -
New member needing advice please!!
Thank you to anybody who can give me some advice as this problem keeps going around in my head!!!
Basically I have been with Payplan for 5 years paying what we can afford every month. Debt was originally about £45,000 with 14 creditors. We decided to sell our house this year as it would... -
Welcome to Max
Hi Max and welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We don't bite, Help will be on its way, whatever... -
Making an offer for F+F - advice needed
Hi All
I'm trying to clear up my credit file after seeing a few creditors listed with amounts owed and defaults etc.
One in particular is Motormile Finance who I owe £516.25 for an original payday loan with QuickQuid back in 2008.
I started negotiations yesterday... -
Debt Sold
My Debt has finally been sold to a company called Aktiv Kapital, any one had any dealings with this company?
Cheers -
full and final on a ccj
i have one ccj with lewis group and that along with drysdenfairfax are the only 2 creditors being paid from my payplanplus account, the ccj is £3.89 a month and the outstanding balance is £680 ,we are thinking of offering these a full and final and then dumping payplan and just paying drysdenfairfax... -
Moorcroft after me for CO-OPerative bank "overdraft"
Hi
Ran up a £200 overdraft with the CO-OP bank and due to a personal matter
i buried my head in the sand , put the phone down when they tried to contact me ignored letters etc, i was in a bad place and just could not deal with it at the time. Its not a great amount but at the moment...
