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OC has combined amounts from current account and credit card
One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only...
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Barclaycard from 2000
Hi
Have an old B'card debt that was sold to Hoist, after MKDP bought it.
MKDP were really heavy but managed to bat them off.
Niddy, I'll send docs to see what you think
Cheers again for the help
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Credit Card Debt
Ok,
Ive decided to stop ignoring my constant chase ups letters phone calls etc etc I am getting from unpaid credit card debt. I have around 5 old debts which i have not done anything with for years and ignored all correspodence firstly from the credit card companies and thereafter DCA....
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HFX C.Card from 2002 now with 1st Credit
Hi everyone
I'm being pursued by 1st Credit for an old HFX Ccard debt – not stat barred until August/Sept
Haven't received Claim yet, but they have had Lester Aldridge write to me giving me 16days to pay 1st Credit etc etc
I can upload or PM several pics here hoping for some...
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UE Diary of Susieblings Daughter
I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .
Co operative Bank
Type : Credit Card
Date Started : 4th September 1997
Approx Balance :£4564.07 as at Dec 2016...
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Getting Accounts moved to a DCA (HFC & HSBC)
Hi
Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!).
Since I'd always though it's an OC's decision to...
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Unenforceability Issues - how best to react?
Hi
I was told about how helpful AAD is this week and even after just half a hour looking around that seems like an understatement! Could anyone help with this enquiry please? As general background I have multiple credit card accounts; all defaulted between Sept 2009 and June 2010; all are...
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FRAUD MARKER CATEGORY 6 ON MY PROFILE
Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile...
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Credit Card Debts...Advice Please
Good Evening, I am posting on behalf of my daughter who is now in the middle of her financial settlement, and needing my support. Without going into the details, during her marriage she built up debt with three credit cards, all part of the marital problems at the time. However its reached a point now...
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fidèlité card!
Well I came home today and my sister said a man left you this envelope was trying to demand your mobile number! .
In the envelope was a card from fidèlitè credit management saying I have to call to discuss my account.I have no idea who these people are!.
I did have a...
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Claim Form recieved
Evening everyone,
Now its been a while since i posted on here due to the fact i have been happily keeping people at bay for a few years and took some advice from a friend to think about this stuff only when i had to for the benfit of my health.
But, as always something pops up for...
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Natwest paid out over 1k unarranged overdraft
Guys quick question. Natwest have kindly allowed over 1k payment to pay their business credit card from my mother's account when the balance was zero resulting in unarranged overdraft fees something silly like £6 per day. Can they do this?
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About SB
Hi
Could you clarify when the SB time run from. Is it from the DN date or from when you stop all payments.
Thanks
GM
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DCA purchased old RBS cc debt
Hi, it's been a long time since I posted and thanks to Niddy's Christmas email greeting decided to reassess my situation before I possibly receive a claim form..
In 2010 I started down the UCA route and stopped making payments on my credit card in December 2010 (taken out in 2002). It...
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Daily Mail article re M&S Card
An interesting article about the M&S card
http://www.thisismoney.co.uk/money/c...ID-checks.html
If they have had them since it was a store card, to hit them (M&S) hard...