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  • clueless24
    started a topic Direct Payment

    Direct Payment

    I have a question regarding Direct Payments does anyone have any knowledge on the subject because we are all really struggling trying to work out what information is correct?
    Long story short my Grandson (3 years old) has been assessed and qualifies for direct payment to pay for his care which...
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  • AAD News Feed
    started a topic MAS to implement peer review system

    MAS to implement peer review system

    MAS to implement peer review system

    This is a duplicate of the Blog Entry made on 19th February 2015 15:36.

    The Money Advice Service (MAS) is to roll out a peer review scheme to assess the performance of debt advisors in organisations across the UK, and...

    Click...
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  • cymruambyth
    started a topic Best pension scheme

    Best pension scheme

    So far all the family have had secure pension schemes (local government, education, etc). My 21 year old son doesn't have a pension scheme provided by work, but he needs to start something. What is the best way forward?
    Thanks
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  • 1NightInIbiza
    started a topic Rent to buy - Private Schemes....

    Rent to buy - Private Schemes....

    What are the thoughts on private schemes? Other than the ridiculous interest rates some charge - some joker in kent was charging £850pcm rent on a flat that would be owned after something like 70 years because there was a £444.44 monthly administration fee, 300 rent and only the rest going towards...
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  • Pensions: Firms fined for not enrolling staff in schemes

    Pensions: Firms fined for not enrolling staff in schemes

    This is a duplicate of the Blog Entry made on 29th January 2015 14:01.

    *The number of firms fined for failing to meet deadlines for enrolling staff in a pension scheme has increased, the Pensions Regulator has said.*......
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  • lloydjones
    started a topic Statute barred?

    Statute barred?

    I have a Cahoot account, I last made a payment on 1st January 2009. The last piece of correspondence I wrote to them was dated the 24th March 2009. The letter started "I do not acknowledge any debt to your company", it was a CCA s77/78 request letter. Can someone please clarify when this debt...
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  • RBS admits mis-selling £900m in business loans

    RBS admits mis-selling £900m in business loans

    This is a duplicate of the Blog Entry made on 15th January 2015 13:13.

    *Royal Bank of Scotland has admitted it mis-sold £900m of loans to 9,000 small business customers following complaints that the scheme was not...
    ...
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  • bammers
    started a topic Advice?

    Advice?

    Good evening all - I really wish I had found this site a few years ago - would have helped reduce a lot of anxiety and stress!

    I've been browsing and reading through the site as fast as I possibly can to improve my knowledge and understanding and have looked with interest at the unenforceability...
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  • helmsman
    started a topic renting

    renting

    Hi Plan B,
    Some advice please if possible,
    My son and his partner have just rented a flat, having moved in 3 days ago, the heating does not work properly, the sink is not working as it has tissue paper...
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  • Access to Work: Disability scheme 'not reaching people'

    Access to Work: Disability scheme 'not reaching people'

    This is a duplicate of the Blog Entry made on 19th December 2014 14:31.

    *Substantial numbers of disabled people are missing out on government support to help them into work, MPs have said.* The government's Access to......
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  • Pat
    started a topic MKDP? Nationwide current account

    MKDP? Nationwide current account

    I would value any opinions please

    Nationwide current account that had some working tax credits paid into it incorrectly (i.e not for me). I spent the money total £332.96 , nationwide then took the money out plunging me into overdraft. For the next few months they charged me £20 a month...
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  • chumbers
    started a topic 1st Credit - please help

    1st Credit - please help

    Hi,

    First of all I wish to state how refreshing it is to find such a well organised forum with help on debt matters.

    Here is my situation:

    Had loan facility for a business taken out as a personal loan (unsecured) back in 2001. This was on a joint account for me...
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  • UK poor will need help with energy bills, says CCC

    UK poor will need help with energy bills, says CCC

    This is a duplicate of the Blog Entry made on 10th December 2014 12:58.

    *Poor families in the UK will need more help to pay for heating their homes as energy bills rise, government advisors have warned. * A report by......
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  • cardiac arrest
    started a topic Warm Home discount scheme ...

    Warm Home discount scheme ...

    I hadn't really heard of this scheme until recently but went on the Govt web site to have a look.
    It stated you need to qualify by satisfying all three of the below -

    1) Your supplier offers the scheme
    2) Your name (or your partners) is on the bill
    3) You recieve the gurantee...
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  • Universal credit rolled out by 2018, Iain Duncan Smith says

    Universal credit rolled out by 2018, Iain Duncan Smith says

    This is a duplicate of the Blog Entry made on 23rd October 2014 10:34.

    *Most benefit claimants will have transferred onto the government's universal credit scheme by the end of 2018, Work and Pensions Secretary Iain......
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