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  • Norbert
    started a topic Contact or not?

    Contact or not?

    Hi all

    I received some very wise and valuable help on here in the middle of last year regarding an account with Co-op Visa with an alleged debt of £4934.

    In short, the original CCA agreement from 1993 was improperly executed and is therefore totally unenforceable.
    ...
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  • jadex
    started a topic Clearscore (Experian)

    Clearscore (Experian)

    Hi All,

    As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
    However, my concern is about sleeping dogs, etc....
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    Last edited by jadex; 30 December 2015, 05:19.

  • Deepie
    started a topic Back to the Future........

    Back to the Future........

    It's almost Back to the Future Day - the date Marty and Doc crashed the future in the second of the three time-hopping sci-fi adventure films.

    The sequel was released in November 1989.

    [img]http://ichef-1.bbci.co.uk/news/624/cpsprodpb/15DE2/production/_86207598_40103a65-df0d-42[/img]...
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  • Turned worm
    started a topic Turned Worm's UE Diary

    Turned Worm's UE Diary

    Type of account (credit card/loan): Unsecured personal loan

    Date commenced: July 2000

    Approx. balance: £2000

    Date last paid (approximate date you last made a FULL payment): June 2002

    Are you on arrangement or not paying: Agreed reduced/’token’...
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  • Stressedoutmum
    started a topic Default over 6 years old

    Default over 6 years old

    Hi guys

    I have 2 defaults on my credit report (that are showing as 3 as I have 2 for the same loan and showing exactly the same details for some reason!) The ones for my loan are now past 6 years, the default date was 25/08/2009, but are still showing on my credit report. When will these...
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    Last edited by Stressedoutmum; 1 October 2015, 09:37.

  • AAD News Feed
    started a topic Leave Feedback, Praise or Share your Success

    Leave Feedback, Praise or Share your Success

    Leave Feedback, Praise or Share your Success

    This is a duplicate of the Blog Entry made on: 21st September 2015 01:36
    Successes, Praise & Good News Stories

    Welcome to the AADforum Feedback Portal. The place you're able to leave feedback (comments / praise) about
    ...
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  • AAD News Feed
    started a topic Cabot

    Cabot

    Cabot

    This is a duplicate of the Blog Entry made on: 20th September 2015 19:19

    Has anyone had any threats from Cabot this year?

    Anything, from a threat of legal action to a demand for money - if so please post here....

    Their FCA authorisation expired
    ...
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  • Never-In-Doubt
    started a topic Cabot

    Cabot

    Has anyone had any threats from Cabot this year?

    Anything, from a threat of legal action to a demand for money - if so please post here....

    Their FCA authorisation expired some months ago - hence anything they have done (in a regulated capacity since Feb 2015) would be a criminal...
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  • Admax
    started a topic Wescot Shenanigans...

    Wescot Shenanigans...

    Hi All...

    I'll try to be as brief as I can with this one

    In may 2012 I closed my business and was left with a number of debts. One of them was a Barclays Bank business overdraft of £10,000 for which I was a personal guarantor. When the business closed, I contacted Barclays...
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  • pezman65
    started a topic Advice needed

    Advice needed

    Hi Guys, not sure if this is in the right place. just wanted some advice. My sons girlfriend has had a 25% share in a small company with an ex boyfriend for the past 20yrs, he takes all the profits and pays her a wage. Both are directors and both are share holders although she only has 25%. Part of...
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  • Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

    As the subject title suggests - if you've ever had a Virgin branded MBNA Credit Card (pre 04/2007) then you'll be pleased to know that it WILL be Iredeemably Unenforceable - we've won a great case and found some fatal flaws and got judgment in our favour.

    So, if you receive a claim from...
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  • craigie
    started a topic Lending Stream

    Lending Stream

    Hello everyone, i'm hoping I can get some advice from this forum regarding Lending Stream also!

    I have been approved for 4 loans from LS in the last 2 months totalling £860.
    Basically and not going into too much info I got hit with a nasty gambling habit which spiralled out of control...
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  • Success Story for all future Scottish Claimants on AAD BIG thanks to The Team

    I would like to share my success story for those who have not followed my thread.

    PlanB has found a Scottish Solicitor who will work hand in hand with AAD and Jo the AAD Legal Specialist.

    I cannot thank the team Niddy, PlanB, Joanna, Undercover Elsa enough and all the others...
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    Last edited by milliesmadmoth; 19 August 2015, 21:40.

  • Susiebling365
    started a topic Parental Responsibility ?

    Parental Responsibility ?

    My youngest daughter has a son and is single. I am trying to find out how to share the responsibility for him in order to take him to the dentist and such occasions which at the moment mean that she has to go when it would be easier for me to go instead. I know its possible but need to find out the...
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  • cardiac arrest
    started a topic divorce ?

    divorce ?

    not sure this forum deals with this,but i have a friend who needs help and so thought i'd ask...maybe someone could point me elsewhere if not ?
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