Lloyds in dock for sales tactics as staff are set high-pressure targets despite clean-up row

This is a duplicate of the Blog Entry made on 7th February 2015 12:30.

Attempts by Lloyds to stamp out mis-selling have run into trouble within weeks of being introduced, the Mail...

I am a new member and would like to thank anyone who takes the time to read my message, any advice and guidance will be very much appreciated.

I am hoping that you can offer me some guidance.

Firstly I am in full time employment, however over the past few months I have...

Glad he didn't buy into my beloved Rangers


--> http://www.dailyrecord.co.uk/news/sc...ed-buy-4942257

Hi All,

Firstly, I hope everyone has a good Christmas & New Year Period

I was sent an email from BPO Collections yesterday (on behalf of Virgin Media), dated 25th Dec and received at 9:09am. Are they allowed to do that on Christmas Day!? Seems very underhand to me!...

Have received letters today saying that we owe HMRC for overpayment of child tax credit and working tax credit. This relates to 2006/9/10. The letter indicates that there has been previous correspondence regarding this but I can recall nothing. In view of the time scale I no longer have any records...

Hi - first post, so apologies if I am going over old ground!


Firstly, I would like to say what a great site this is, if I had found it a while back I wouldn't have the issues I now do!!


I have just read Niddy's thread about default notices CRA v CCA, I had absolutely...

Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses

This is a duplicate of the Blog Entry made on 6th September 2014 09:33.

*HSBC, Barclays, Santander and RBS/Natwest all admit using the trick* *Treasury committee said banks...

How useful is it to offer a voluntary charge on your property while trying to make an offer pre court, especially when in actual fact it will only be a Restriction (single debt, joint owners)?
Is it wise to do this?
Can it help with negotiating a lower amount owed?

Does anyone...

I'm just finding my way around this excellent site so hope I've done this right. I've been helping a good friend over the years fend off a bunch of dca's. Most have gone quiet but for now I would really appreciate it if Niddy could take a look at a Capital One cc agreement for enforceability.
...

I initially had 3 M&S accounts, when we hit the financial black hole I cleared 1 but kept the others as they didn't offer a big enough discount!
I have been paying £10 pcm since 2003. Recently I have sent CCA requests for a personal Reserve Account and a Chargecard (not converted to a CC)....

Student Loans Company uses Wonga-style fake legal letters

This is a duplicate of the Blog Entry made on 30th June 2014 10:53.

*Business invents firm to harass graduates who are behind with repayments* * *Student Loans Company has been accused of using 'Wonga tactics' ......

Hi all.

Just to say I love this forum and appreciate all the advise people bring to it.

I am a sole trader and was cold called by an advertising company called Leisure Medical UK last year with an offer to advertise my services on doctors appointment cards in the area. At...

Stop the hard sell: exposed bad bank advice and pushy sales tactics in branches across the country

This is a duplicate of the Blog Entry made on 11th December 2013 11:29.

Since September 2012, This is Money has opened an ugly can of worms revealing some shocking practices...

This is my first post on here, so hello all.

I was doing some research and came across a lot of forums. I liked the look of this one and signed up.

I used to worry like mad about debt after a failed business to the tune of 33k. 10K is to family so that takes priority. ...

Stopped paying 1 year ago. 5 credit cards.

two have dissapeared from noddy credit file thingy.

one was mbna, but i think its been sold to aktiv.

should i CCA , and i do, is it to aktiv?.. (not mbna), and
should i cca the other 4?

have 1 ccj,...