Hi,
Just looking for a current account with benefits.
Ones i actually need are:
Car breakdown and recovery
Travel Insurance
Mobile Insurance

The co-op is offering these (and more) for £13 a month although because of my defaults haven't bothered applying (it's...

This is the company 'Richmond Group' first part of there paragraph: This is there latest venture:
Amigo Loans
Q: Are they allow to take your details (Loan amount, name, d.o.b. contact numbers, Postcode before...

When I read about a ''Monthly Feed'' that banks,credit card companies receive what happens if there is a missed payment but from a few month's ago?

Just to explain back in December 2011 I totally forgot a measly payment to Marisota (a JD Williams's catalogue) First time in nearly 4...

Hi again, since closing down the Bank of Scotland account thought try for a LTSB current account, got a branch on my doorstep!
Anyway, accepted for their current account - Silver account, offline card. Waited 2 weeks and guess what no cheque book
Went into the branch, got a rather...

I'm sure you can after reading through the great advice I've seen.

Just wondering if anyone can give me some advice. I have quite a few defaults (9) and a CCJ that are coming up to 6 years in 2012/13.

I was very silly back in 2003/04 & got myself into a lot of debit,...

Hi All,

Following a F&F settlement of my Capital One credit card in June, my CRF is showing the account as settled in the 'Date Satisifed' box - (albeit it does have a partial settlement marker also). However, the Current Balance and the Default / Delinquent Balance boxes are still...

Can I close the account and ask for intrest to be frozen to try and pay it off like i have with our cedit cards
have an overdraft with RBS,Royalties account,we did not want this account but were pressured into it years ago by some ejit of a financial consultant at the branch , when we were starting...

This thread is one of many that helps describe the scoring process and verification processes used by the banks.

We all know about N Hunter and Data Analytics however the one that the banks use for ID Verification is called GB Group. Age Database Marketing Applications.

So,...

Mt wife has had a credit card with Natwest for 20 plus years , it's always been run in a good manner. Now we recive a letter saying that her credit limit has been lowered becuase of credit scoring. It was lowered by about £400 but the funny thing is show owes Natwest on a business loan ( in partnership)...

I have just one a CRA check. Any suggestions on the following please?

1. LTSB defaulted in 2003, an arrangement to pay which was maintained.
2010 they withdraw the arrangement and show the account as defaulted. Surely as the original default was never cleared they cannot default...

Lots of people wonder how it is possible to get onto the credit ladder if, for instance, they have had adverse data registered against them or have just turned 18 or have never had a requirement for credit in the past - whatever the reason, one...

my better half cannot seem to get a current account from anyone...

She had a basic cash account with Barclays, but that is it.

she has one default, which is 3.5 years old on her Equifax file, Call credit is clean, Experian is clean

we have a joint CCJ which...

I opened a HSBC Advance account 9/4/2010, was given a £250 overdraft in June & £1000 HSBC Credit Card

Am I correct in thinking after 6 months, 10/10/2010 I will have a behaviour score

Would like to apply for a flexi-loan to consolidate all my credit cards (4K) into 1...

Sub-Prime Credit Products

Sub Prime does not mean that it is not as good, as say prime credit, it simply means that if your credit is far from perfect, you may be accepted by one of the companies below as their credit scoring model is designed to accommodate higher risk, whereas mainstream lenders'...

Sygma Bank Credit Cards

Sygma Bank, or Creation Finance, is somewhat of a dark horse when it comes to issuing credit cards. They are not a sub prime lender but their scoring techniques are unique in that they do offer cards to some sub-primers, and it seems once you're in - [size=5]you're in!...