This may sound like an idiot question but I do have a good reason for asking.

Under what law is there a duty to produce accurate accounts for a loan? accounts that are not only right but are comprehensible to the borrower? I have read the Consumer Credit Act 1974 (under which I have...

Hi,

i joined today and need some advice. I was widowed in 2010, I have two teenage children to support and my husband cancelled the insurance on the mortgage and so I am also having to pay this on my own, I am only a teaching assistant and therefore do not earn very much, my wages basically...

Hi guys.

A clients husband recently died, he had a flat, and according to his bank, a secured overdraft against that flat.

Our client is trying to sort out the probate and her solicitor has asked to get confirmation that the mortgage on the flat has been paid up (which it...

Hiya all Just a quick one

I had a mortgage with Abbey running from 1997-2002 which had PPI on including unemployment cover.

1- Can i make a reclaim on this or is it exempt/too old?

2- I cannot locate the account number anywhere, but do know
exact...

It all stared on 27 Feb 2012, I sent Santander a letter of appropriation and gave them 2 weeks for a reply.

This quickly passed by so I sent them another letter on 12 March 2012, they have had a further 16 days and I have heard nothing from them, not even a letter acknowledging receipt...

I had a email from Experian saying I had a new search marked against, I thought it was for the new mobile I got for my daughter but it wasn't.

My wife is getting a car on toyota finance ( in her name only)and they decided to search me as well, I know we are financially linked, but does...

I've just had the final reponse from the Ombudsman and suprise surprise, she agrees with the the adjudicator!!!

The whole argument is based around a false premise, which even though I have shown them is incorrect ( in fact a bank internal memo that I shouldn't have even agrees with me)...

I was wondering if I could have your thoughts on this which happened to me a couple of years ago.

I had a HSBC joint premier account with a £12K OD and also my wife had premier charge card with about £10K on it, I was being a bit naughty and I was recycling money for one to the other...

Hi all, just thought i would get peoples opinions on being a home owner (ie: mortgaged) whilst on the UE route.

Has anyone experience here of this? Do the dca's come after you harder knowing they could go for a charging order even without an agreement. ( I know that they need...