Lloyds sent me a letter out of the blue stating that they were closing all bank accounts I have with them in 60 days. After much investigation it seems that I have found the problem.
I was a company Director and Shareholder until June 2013. I resigned and sold the company on the stock change...
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Lloyds whacked a CIFAS Cat 6 no one will let me have an account.
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CCJ Advice. Credit history / F&F help required
I’m not sure if this is the correct sub-forum, but feel free to move if there is a more appropriate place. Here goes:
I had a credit card with Halifax, went down the DMP route and received defaults etc in Aug 2009. Halfiax solf to Hillesden, who applied a CCJ in Feb 2011, which I didn’t... -
Two CCJs only now aware
Hi,
I have just been made aware that I have two CCJs against my name, embarrassingly I was told by my potential employers when they have done a credit/reference check.
I had no idea and when I asked if they could give me the details I have contacted the courts and for the... -
will it be difficult getting a mortgage after the six years of statute barred debts ?
We are looking to downsize when our debts become statute barred and just get a small mortgage of say 30.000 . Would this be possible do you think ?
please and thank you
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BT Default
Hi Guys,
I am hoping you could all help me out here am banging my head against a brick wall!
Problem with BT Default, Now couple of years ago I have opened a BT account for my stepfather at an address he was living from April 2011 to October 2011 during that time he was using... -
Default lowell
I have been trying to get a default removed from my Lowell account which has been closed since 2010. It appears as Lowell on my experian report but it was from a debt from shop direct. I sent them a letter asking for the original default notice and they told me the following..... -
Bath Empire - Abusing your consumer rights
This is an upcoming fight between me and Bath Empire (Trading as Luxury for Less) - Basically, long story short we spend a few hundred online at http://www.bathempire.com/ (The Bath Empire - T/A Luxury For Less) on 2nd October 2014. We had the new suite and shower installed and noticed a drip from the... -
Cabot Letter potential Default HSBC Current account
Hi Guys,
I received a letter through the post from Cabottom. We had a joint current account with HSBC and default amount for £407. I recieved default in 2008 and it fell of my CRA in 2014. We paid into A DMA until 2 years ago for nominal amount. i wrote a full and final letter for... -
Not sure if this is correct sub-forum but Default help required
In a DMP for last 6 years, and have default notices on credit history from 4 creditors that drop off in about 6 months. Just spoke to the DMP co. (Payplan) who stated that
"A Default Notice stays on your credit file for 6 years from the date it was issued and will make it difficult... -
UE questions (pre-2006 debt)
Hi,
I am new on here and am looking for some advice. I got into quite a lot of debt after my dad died, some years ago. I was subsequently diagnosed as chronically depressed and received treatment for this at a local hospital for more than two years. During this time I also lost my...Last edited by simpleton; 13 January 2015, 17:00. -
Aged Debts- when do they cease being an issue?
Hi, I have read so much stuff in the last month and although I have learnt loads I am still a bit confused.
My partner has a big pile of relatively small debts - JD Williams Jacamo and all that lot plus Mext and maybe a couple of others. They vary from £100 ish to £1200, I doubt there... -
HFC PPI Claim Successful, but Significantly Understated
In May this year we sent off a PPI Questionnaire to HFC Bank (now HSBC) covering a loan taken out in 1990 and a flexi-loan (where you are issued with a cheque book, etc.) taken out in 1991. On 31/7/14, we had a letter back upholding our claim. We had to fill out and sign a form accepting this redress.... -
letter to accept quote for repair
So, life in emotional toilet right now, and as things happen i scraped a car when reversing out of space in dr car park.
my fault, accepted blame.
so, chap got a quote for the damage - 150+vat which is way lower than my excess so best to go outside insurance and write him... -
Wilkin Chapman claim issue without pre-action protocol?
Hi All,
I have been in discussions with Wilkin Chapman who are chasing an arrow debt for just under 6k. I have been in an email discussion with them about full and final offers and about setting up a monthly payment. I last emailed them 2 weeks ago. However I received a letter today to... -
Nearly there
Hi there, this is my first post and I'm hoping someone can help.
My wife and I have a large amount of debt across various credit cards and in May we wrote to our creditors with a DMP. The majority accepted our proposals within a few weeks and suspended interest, however one company...Last edited by Digby; 3 September 2014, 09:31.
