Just found this old complaint - non effective response from the legal ombudsman = No Regulation if you are Defendant.
Your complaint about DG Solicitors c/o Hsbc Bank Plc
Thank you for writing to the Legal Ombudsman on xx October 2013 and outlining your complaint about...
182 results in 0.0027 seconds.
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LEGAL OMDUSMAN - WHEN INEFFECTIVE
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drydensfairfax letters
Hi
I hope that somebody can help me please? I received a letter from drysdenfaifax to my old address,and it came in the redirected mail. It said I owed money to Arrow, who I had never heard of so sent it back "not at this address" then another went to that address and came in redirected... -
Retail - Right to refund
Family member purchased a computer (laptop / netbook) in the sales just after Christmas.
This has recently developed issues with turning on and holding a charge.
The retailer wants to send this item off for repair - and obviously once done, its deemed to be accepted, but family... -
CCA1974 Vs overdraft
What are the Laws regarding overdrafts.
A Rough out line,
I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression... -
Cadwallader's UE Diary
This is a summary & continuation of the thread I started "Cap 1 sold to Lowell" at http://forums.all-about-debt.co.uk/s...sold-to-Lowell
I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
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CCJ help
Hi, a friend received a CCJ claim form from Npower which he sent back with his budget, prepared by Stepchange and showing he could afford just nominal payments (£5) on a £572 debt.
He did not receive a court date.
Today he received a judgement dated 5th December. The... -
Smallpaws UE Diary
Hi this is a new thing for me so hope I have everything ready to start up
Original creditor Capital One
- Type of account Credit Card
- Date commenced
- Approx balance £6992.45
- Date last paid 27/10/14
- Are you on arrangement or not paying DMP with Stepchange
- Status added
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Walsh1's UE Diary
Hi I am new here. Had exactly all the same from Lowell this week. Seen off Capquest then did not hear anything for years. The account started 2004 defaulted 2009. The cca cap 1 sent back was an ultra short application form without the prescribed terms. Then they sent various copies of terms and cond... -
Help with Satisfied Default
Hi there,
I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.
I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February... -
ey_137 UE Diary
HSBC Loan £14,730 started 30/03/2006
Sold to Metropolitan in 2008 then Hillesden Securities Ltd (DLC) 14/01/2009
£10,859.54
HSBC Credit Card
Sold to Metropolitan in 2008 then Hillesden Securities Ltd (DLC) 14/01/2009
£2816.98
HSBC Overdraf... -
Loan.co.uk (clone) Firm - by: FCA
Loan.co.uk (clone) Firm - by: FCA
This is a duplicate of the Blog Entry made on 30th May 2014 16:16.
Almost all firms and individuals carrying out consumer credit activities in the UK have to be registered for interim permission by us. This firm is...
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Credit firms must raise advertising standards says watchdog
Credit firms must raise advertising standards says watchdog
This is a duplicate of the Blog Entry made on 16th May 2014 14:56.
*Consumer credit providers must do more to make sure adverts do not mislead, says the Financial Conduct Authority (FCA) as it finds one in five falls...... -
Enforcement without pre 2007 CCA
Previously it was discussed that a CCJ can be awarded where a pre-2007 CCA is not avalaible, but cannot be enforced.
It was also considered that Charging Orders are not Enforcement except when there is also a payment agreement. Equally Statutory Demands are not Enforcement.
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Durkin Supreme Court Judgment - 26 March 2014
Well in around 20-30 mins the eagerly awaited Durkin (vs HFC/PC World) Supreme Court Judgment should be handed down (09.45am)..
--> http://www.supremecourt.uk/cases/case_2012_0135.html
The key points are:
Let's see........... -
URGENT : Keynes issue LBA for old HSBC overdraft account: HELP!!
Hi everyone,
I first posted about this account in another thread for a HSBC loan account. However as a claim for that account has now been issued and the two accounts are separate, I have started this new thread for this OD account.
This is a current account OD for £1017....
