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  • chumbers
    started a topic 1st Credit - please help

    1st Credit - please help

    Hi,

    First of all I wish to state how refreshing it is to find such a well organised forum with help on debt matters.

    Here is my situation:

    Had loan facility for a business taken out as a personal loan (unsecured) back in 2001. This was on a joint account for me...
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  • Pat
    started a topic Lowell 1st credit

    Lowell 1st credit

    Just to let people know that it pays to persevere. I have today had a letter of Lowell saying that they are closing my account (post 2007) although they do not admit any wrongdoing.
    IMHO because vanquis had not issued a DN prior to default/selling the account they were stuffed however I am happy...
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  • gregco
    started a topic bailiffs - Warrant Of Control

    bailiffs - Warrant Of Control

    Hello,

    It's been a while since I've been here as everything went all quiet, but then 1st credit Finance Ltd has sent a notice of issue of warrant of control to me, informing me that unless payments of £3560 Credit Card debt are made by the 10 Days (12th Oct) the bailiff will call and MAY...
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    Last edited by gregco; 4 October 2014, 15:25.

  • Handyman
    started a topic Debt Collectors Ball.

    Debt Collectors Ball.

    Big night out at the 'Bailiff's Oscars': Fine wine and fat cigars at the Debt Collectors Awards.

    Sadly, categories at the event dubbed the Bailiff Oscars did not include Britain’s Best Granny Harasser, Fastest Door Dispenser and Giant Telly Seizer Of The Year


    LINK...
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  • qwerty321
    started a topic qwerty321's UE Diary

    qwerty321's UE Diary

    Hi
    I've been reading quite a lot and have a couple of questions please ...

    Firstly, has anybody ever had any success with arguing un-enforceability on the grounds that the Terms and Conditions aren't easily legible? The printed copy provided has typing so small that it has to be read...
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    Last edited by cymruambyth; 13 August 2014, 17:16.

  • Superchris
    started a topic Default from Three mobile

    Default from Three mobile

    Hi guys,

    I have an issue with a default from Three mobile (Hutchison 3G ltd).

    Basically I am convinced the default is unlawful as I never signed up for the account in the first place...

    In September 2010 I went into the 3 store to upgrade my phone (I already had...
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    Last edited by Superchris; 28 June 2014, 05:53.

  • ashling
    started a topic ashling's unenforceability diary

    ashling's unenforceability diary

    HBOS CREDIT CARD


    Type of account (credit card)


    Date commenced (May 2003)


    Approx balance �728


    Date last paid (2/3 months before June 2009)


    Are you on arrangement or not paying not paying
    ...
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  • Guest's Avatar
    Guest started a topic 1st Credit

    1st Credit

    This one (account) is going to be a right PITA to sort out. Started life as a Lloyds TSB current bank account, opened about 1985. Had an overdraft limit of £300. In Sept 2010 I was OD to the tune of roughly £260, then Lloyds took a loan payment of £200 odd, which i'd already cancelled the direct...
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  • ah001
    started a topic Letter from 1st credit

    Letter from 1st credit

    Over the last couple of years I have had a few letters from 1st credit regarding an old Halifax Credit card account. I sent them a CCA request and they replied with statements only. I said this wasn't good enough and they replied with a set of generic Terms and conditions. After checking on here,...
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  • sarah76
    started a topic 1st Credit

    1st Credit

    Hi everyone,


    Its been a while but have an issue that needs your knowledgeable help please

    In 2011 a debt collecting agency 1st credit sent a letter asking my husband to contact them, this was to do with a car loan that my husband had on a car and thought at the time...
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  • Ignorant newbie doesn't know where to turn

    Hi everyone I'm hoping someone can help me...

    My oh went away working at short notice so i opened his post. I found a letter saying that 1st credit would like to send a doorstep agent to assist in resolving a debt of approximately 3.5k, reduced by 70% if he got in touch quickly. The debt...
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  • Never-In-Doubt
    started a topic 1st Credit - Credit given when it's due

    1st Credit - Credit given when it's due

    As the title says, I've just had a chat with a senior manager at 1st Credit on behalf of an AAD user and the end result is nothing short of brilliant.

    Credit must be given when it's earned and they've just proved to me why I let them post on public sections of AAD - because although they...
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  • ABF
    started a topic 1st Credit have bought a bucketful of Marbles then?

    1st Credit have bought a bucketful of Marbles then?

    1st Credit have bought a bucketful of Marbles then?

    Progressive Credit, o whomever has been previously sitting on these accounts, have obviously managed to offload them ...

    Thoughts?

    I hear that 1st Credit are a bunch of bullies too ...
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  • rod
    started a topic drydensfairfax solicitor

    drydensfairfax solicitor

    It seems to be all happening at once..I have now received a letter from drydensfairfax solicitors threatening to take legal action to obtain CCJ, warrant of execution etc for a debt of £6924 owed to Arrow Global Guernsey Ltd, I have no knowledge of ever dealing with this company, however, it could...
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  • oakfieldboy
    started a topic Oakfieldboy Diary

    Oakfieldboy Diary

    Citi Card:

    • Type of account - Credit Card

    • Date commenced - 17th November 2003

    • Approx balance - Approx £3220

    • Date last payment - April 2012

    • Are you on arrangement or not paying - Not paying

    • Status - Default
    ...
    See more | Go to post
    Last edited by oakfieldboy; 12 January 2014, 16:16.
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