Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;...
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Lending Stream / PRA Group
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SCS - carpet issues
Hiya,
I wondered if anyone can offer some advice?
I a moving to a newly built house- due to get keys /complete on April 28th. I ordered (and paid for in full) a new carpet back in the January sales but have now got an issue that the house (which i have... -
CCA response
Hi , new here , someone recommended this site.
I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple... -
Advice needed.
Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and... -
Please help - Single, student mum owing £3500 in housing benefit overpayment
Hi there, I am really hoping that someone may be able to help me at all as i am so worried.
I am a single mum and I am in my third year of my degree course. I have just received a letter that housing benefit has been overpaid to me since 2014 and i now owe them £3500! They never... -
CCA Request Payment.
Hi All, New to this. Sent a CCA request to an Alleged Account Purchaser and the £1 fee
was paid into the Alleged Account making it look like I had made that payment. What are
the Legal consequences of this action. Could it be construed as Fraud. -
Catalogue default
Sorry another question about a small Next Catalogue debt.
- The default date has been set at July 2013.
- At that time, the outstanding balance was around £50.
- I wrote to the creditor advising of position and offering token monthly payment - this was declined.
- The default - dated
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Hereford Vets UE Diary
Well here goes firstly thanks for everyones initial advice its taken a huge weight already irrelevant of the outcome! Ive started my quest to get debt free with a lot of old credits cards!
Quick outline run up lots of debts upto 2007 due to failing business, robbed peter to pay paul and... -
OC has combined amounts from current account and credit card
One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only... -
HFX C.Card from 2002 now with 1st Credit
Hi everyone
I'm being pursued by 1st Credit for an old HFX Ccard debt – not stat barred until August/Sept
Haven't received Claim yet, but they have had Lester Aldridge write to me giving me 16days to pay 1st Credit etc etc
I can upload or PM several pics here hoping for some... -
Zeppelin's UE Diary
Hi.
Some of the UE Diaries start with some background whilst others don't seem to but I reckoned I should provide some background, partly as it might help other forum readers and partly to give Niddy and the other advisers relevant background details on specific debts.
I...Last edited by Zeppelin; 19 February 2017, 09:08. -
UE Diary of Susieblings Daughter
I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .
Co operative Bank
Type : Credit Card
Date Started : 4th September 1997
Approx Balance :£4564.07 as at Dec 2016... -
Tesco customers overcharged by out-of-date offers
Tesco customers overcharged by out-of-date offers
This is a duplicate of the Blog Entry made on: 13th February 2017 19:35
esco customers are being short-changed by promotions which have expired but are still advertised on the shelves, a BBC investigation has found....
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Barclaycard/Link Financial
In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been... -
fidèlité card!
Well I came home today and my sister said a man left you this envelope was trying to demand your mobile number! .
In the envelope was a card from fidèlitè credit management saying I have to call to discuss my account.I have no idea who these people are!.
I did have a...