bobogosing's UE diary

[bobogosing]

Re: bobogosing's UE diary

Think in my case for both accounts EGG and MBNA, the end is near. Just blagging and buy time. Hope luck is on my side to reach SB

[bobogosing]

Re: bobogosing's UE diary

Jo says both agreements have minor issues but nothing substantial enough to batter them into submission - anything missing 'can' be remedied, but whether they can remedy is another matter altogether. Don't worry though, because if either issue a claim then we can help you to either defend and/or come to some suitable settlement if needs be. This would usually involve Jo doing it for you and thus you'd not get a CCJ nor a charge against your house, and you'd just agree a set monthly amount (forever sort of thing)....

Being honest it's likely you will be issued a claim, so yes send Egg the info they asked for and lets get the info and from that we'll know more won't we - don't apply for a PPI refund or anything if the SAR shows you had it because that could help any defence.

Keep me updated.

Thanks Niddy! Will definitely keep you updated.

Shall I send PT missing template to MBNA to buy time please?

Many thanks!

bobo xx

[Never-In-Doubt]

Re: bobogosing's UE diary

Jo says both agreements have minor issues but nothing substantial enough to batter them into submission - anything missing 'can' be remedied, but whether they can remedy is another matter altogether. Don't worry though, because if either issue a claim then we can help you to either defend and/or come to some suitable settlement if needs be. This would usually involve Jo doing it for you and thus you'd not get a CCJ nor a charge against your house, and you'd just agree a set monthly amount (forever sort of thing)....

Being honest it's likely you will be issued a claim, so yes send Egg the info they asked for and lets get the info and from that we'll know more won't we - don't apply for a PPI refund or anything if the SAR shows you had it because that could help any defence.

Keep me updated.

[bobogosing]

Re: bobogosing's UE diary

Hi

ok resend a SAR and copy your driving licence or something and send it off. Do one to both Egg & MBNA.

You may need to sign. But you're chasing the SAR (why?) so go for it.

Thank you for getting back Niddy

I will SAR EGG (for PPI purpose) but not MBNA.

No need to SAR MBNA because I am sure I do not have PPI and I still have the DN. From previous messages, The account at the moment is UE as Jo said the terms & conditions provided are not the ones applicable to the agreement.
Please advise a suitable template (if there's one) for me to send MBNA to delay time.

Many thanks!

bobo xx

[Never-In-Doubt]

Re: bobogosing's UE diary

Hi

ok resend a SAR and copy your driving licence or something and send it off. Do one to both Egg & MBNA.

You may need to sign. But you're chasing the SAR (why?) so go for it.

[bobogosing]

Re: bobogosing's UE diary

Right sleep tight - chat tomorrow at some point.

Morning Niddy ! Sorry to be impatient. Was thinking do I need to send any reply back to MBNA please? As the letter says if no payments offered, they will take some sort of action

And with the EGG SAR, is it better to drag on abit to buy time as I am blagging, while Restons have not reply to the template that you have done for me yet.

Also, been thinking to get copies of our credit files. Not looked at them and check the DN's. Hoping some of them would drop off by now.

Many thanks!

bobo xx

[bobogosing]

Re: bobogosing's UE diary

Good night and thank you Niddy!

[Never-In-Doubt]

Re: bobogosing's UE diary

Right sleep tight - chat tomorrow at some point.

[bobogosing]

Re: bobogosing's UE diary

Ok we'll deal with SAR later. Just bear with me. I need the recent letter copies you sent restons. That's all. No DN - fine.

Reston template sent

[Never-In-Doubt]

Re: bobogosing's UE diary

If I remember right, they did sent one and I ve binned it. Didn't know they were important back then.

That's why I was hoping SAR would give me all info

Ok we'll deal with SAR later. Just bear with me. I need the recent letter copies you sent restons. That's all. No DN - fine.

[bobogosing]

Re: bobogosing's UE diary

If I remember right, they did sent one and I ve binned it. Didn't know they were important back then.

That's why I was hoping SAR would give me all info

[Never-In-Doubt]

Re: bobogosing's UE diary

Hi Niddy!A copy of any termination notice / default notice / notice of assignment to a DCA - only have assignment notice

Can you please clarify - no Default Notice (section 87 CCA 1974) was issued? So you've never had a formal default notice that you remember? It will look like the MBNA one you sent earlier... (but from Egg)

[Never-In-Doubt]

Re: bobogosing's UE diary

Thanks - just replied asking for the recent SAR and CPR letters and replies as well - I will then send it all to Jo to assess for you......

thanks for all your hard work - but could save you £20k so well worth it - lets see what Jo says.

SAR received so just the recent CPR you sent to Rectums please then we're done.

[bobogosing]

Re: bobogosing's UE diary

Yes please but keep each letter individual. So everything from (example) 10th Feb comes in one PDF called "egg reply 10.02.15"

make sense? We need everything. Then we'll check it over thoroughly for you.

Hi Niddy!

1. A copy of your latest CCA request (ie the request you sent to EGG/DCA) - done
2. A copy of the reply / replies to this request - done
3. Any correspondence received since the CCA request and today - done
4. A copy of any termination notice / default notice / notice of assignment to a DCA - only have assignment notice
5. Copies of any DCA letters / threats from the last CCA to date - done
6. A copy of the statements for the month before default, the default month and the month after (if you have the info - if not don't worry) - don't have any

Many thanks!

bobo xx

[Never-In-Doubt]

Re: bobogosing's UE diary

Yes please but keep each letter individual. So everything from (example) 10th Feb comes in one PDF called "egg reply 10.02.15"

make sense? We need everything. Then we'll check it over thoroughly for you.