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  • Re: Unenforceable CCA with Very catalogue, help needed

    Originally posted by rizzle View Post
    Well, unless you have an existing thread about that account that I can't find, then would probably be best to start a new thread in the "Everything Legal" section with all the relevant details.

    Should be a thread somewhere detailing how to reply to a claim form when the debt is not contested or UE?
    >>>> Responding to a County Court Claim

    & external link: NDL- Replying to a county court claim form
    Last edited by Riz; 17 July 2013, 14:43.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • Re: Unenforceable CCA with Very catalogue, help needed

      Originally posted by Bluemaiden123 View Post
      Hi so it's been a while since I posted.

      Now the UE account is finished with this is about my enforceable account with LLoyds.

      I have today received a Claim Form from SCM Solicitors with a Northampton County Court seal. It's asking for acknowledgement of service . I'm assuming it might be a standard one which a lot of you very knowledgable people will be familiar with if not i can scan it over.

      Could any1 advise what to do please?? I must admit its scared me a bit but think that could be its main purpose???
      Oh shit sorry to hear this. Can you send me a copy of the claim via email ASAP.

      Don't do anything with the claim yet though.
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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      • Re: Unenforceable CCA with Very catalogue, help needed

        Emailed Niddy

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        • Re: Unenforceable CCA with Very catalogue, help needed

          Originally posted by Never-In-Doubt View Post
          Oh shit sorry to hear this. Can you send me a copy of the claim via email ASAP.

          Don't do anything with the claim yet though.

          Sorry to bother you Niddy, did you receive my email?

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          • Re: Unenforceable CCA with Very catalogue, help needed

            Yea I'll send over to Paul ASAP.

            Try & relax.
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • Re: Unenforceable CCA with Very catalogue, help needed

              I've linked you & Paul but not sent him the claim. If he can assist he'll ask for a copy.

              Try and scan it or fax it if you can't - 0844 660 1178
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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              • Re: Unenforceable CCA with Very catalogue, help needed

                Thanks Niddy I've emailed him, I'll be able to scan it at work tomorrow. Thanks again for all your help, I appreciate it

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                • Re: Unenforceable CCA with Very catalogue, help needed

                  So today received a letter from Midascreditservices on behalf of Moorcroft Debt services (they have bought from Lloyds my overdraft so separate to previous post regarding Lloyds loan). It basically says that because no agreement has been reached they will either refer the case to their home collection division or recommend their client (Moorcroft) take legal action.

                  Shall I reply with anything????

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                  • Re: Unenforceable CCA with Very catalogue, help needed

                    Have you sent the OD cca request?
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                    • Re: Unenforceable CCA with Very catalogue, help needed

                      Sorry Niddy, thought I'd replied. No, I don't think I've sent CCA in respect of this, shall I send that?

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                      • Re: Unenforceable CCA with Very catalogue, help needed

                        Originally posted by Bluemaiden123 View Post
                        Sorry Niddy, thought I'd replied. No, I don't think I've sent CCA in respect of this, shall I send that?
                        hiya yep --> http://forums.all-about-debt.co.uk/s...CA-Information

                        Send part 1
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                        • Re: Unenforceable CCA with Very catalogue, help needed

                          Thank you. Sent recorded delivery at lunch time.

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                          • Re: Unenforceable CCA with Very catalogue, help needed

                            Received a letter from Wescott stating 'reduced settlement offer' basically says it's a final attempt to avoid further action, this is in respect of an enforceable debt so what's the chances they will offer a fairly low settlement offer? Or is there a letter I should send?
                            Thanks in advance.

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                            • Re: Unenforceable CCA with Very catalogue, help needed

                              I'd ignore them for now. Are you wanting to settle? How much is the debt?
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                              • Re: Unenforceable CCA with Very catalogue, help needed

                                It's 2900, I don't have much in the way of a settlement so depends on how little I could get away with!!!

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