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Re: Swanfan's UE diary
Hi Swanny , how long to SB ? As Cabot need watching xx
Hi Swanny , how long to SB ? As Cabot need watching xx
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if you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: Swanfan's UE diary
Not long at all, lets hope you can hold them off until thenOriginally posted by swanfan View PostJuly!
When you have nothing you have nothing to loseComment
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Re: Swanfan's UE diary
Good luck swanny, one or two of us here close to SB and sweating with Cabot suddenly becoming more active with accounts that have been dormant for a couple of years...Comment
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Re: Swanfan's UE diary
Letter from Cabot wanting to help me with an affordable payment plan and then stating the amount I owe could affect my credit file if I don't talk to themOriginally posted by swanfan View PostMINT
Last payment- Jul 2010
Status- Defaulted
Balance- £4662
CCA request to Mint- 23/08/10
CCA app form to Mint- 24/09/10
Threat of doorstep visit to Resolvecall- 19/11/10
Threat to commence litigation to Triton- 26/01/11
Threat of doorstep visit to Tiriton- 18/03/11
Threatogram lba to Triton- 26/03/11
Threat to commence litigation to Green- 10/05/11
Threat to commence litigation to RMA- 12/07/11
Final response UE (general) to RMA- 21/07/11
Threatogram lba to Moorcroft- 9/12/11
CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
Final response UE(cca recd) to Moorcroft- 17/03/12
Account sold wid to Westcot- 28/07/12
Creditor refusal to accept UE to Westcot- 23/08/12
Niddy letter #218 to Nelson Guest- 02/10/12
plus they'll send letters etc. They phoned my folks house today which is a long shot as I haven't lived there for 18 years, haha! I'll file this and see what comes next.
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Re: Swanfan's UE diary
Seems cabot have gained quite a few Mint / RBS accounts in the last couple of weeks.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Swanfan's UE diary
They are thoughtful though wanting to help ( ahem) xif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Swanfan's UE diary
Snap!! I received thew same letter and am treating it the same way you areOriginally posted by swanfan View PostLetter from Cabot wanting to help me with an affordable payment plan and then stating the amount I owe could affect my credit file if I don't talk to them plus they'll send letters etc. They phoned my folks house today which is a long shot as I haven't lived there for 18 years, haha! I'll file this and see what comes next.
When you have nothing you have nothing to loseComment
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Re: Swanfan's UE diary
Another letter from Cabot... Same as previous really wanting to help with affordable plan and they will continue to contact me if they don't hear from me... Filing and will see what comes next!Originally posted by swanfan View PostMINT
Last payment- Jul 2010
Status- Defaulted
Balance- £4662
CCA request to Mint- 23/08/10
CCA app form to Mint- 24/09/10
Threat of doorstep visit to Resolvecall- 19/11/10
Threat to commence litigation to Triton- 26/01/11
Threat of doorstep visit to Tiriton- 18/03/11
Threatogram lba to Triton- 26/03/11
Threat to commence litigation to Green- 10/05/11
Threat to commence litigation to RMA- 12/07/11
Final response UE (general) to RMA- 21/07/11
Threatogram lba to Moorcroft- 9/12/11
CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
Final response UE(cca recd) to Moorcroft- 17/03/12
Account sold wid to Westcot- 28/07/12
Creditor refusal to accept UE to Westcot- 23/08/12
Niddy letter #218 to Nelson Guest- 02/10/12
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Re: Swanfan's UE diary
Another couple of polite letters from Cabot offering to help me with an affordable plan in the last month or so, plus a statement of the account. Filing and ignoring!Comment
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Swanfan's UE diary
Evening all! So... in the last few days my last outstanding debt has become statute barred I can't tell you what a relief that has been! The help this site has given me has been immense, any one with any doubts i recommend you follow the help on here! I became a Father for the first time this year & i can't tell you the perspective it has given to my life. Any parent on here will tell you how much of a difference it makes to your life & how little your debts mean, it's only money! So... enjoy life, you only get one shot at it, I intend to, i recommend you do! Unless you support Rangers, then you'll life will be shit! 
Just kidding Niddy, you can't help supporting a crappy team, haha! 
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Re: Swanfan's UE diary
Thank you Swanny ,well done on SB , it's an idea to keep your default date in mind as some nice people say SB is 6 yrs from default letter .Nothing is concrete yet, no ruling, xxxif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Swanfan's UE diary
That's great news, enjoy the wonder of a child's first Christmas - though the second one is better when they are more aware of everything!I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Swanfan's UE diary
Congratulations on both counts, looks as if the defaults will have dropped off as well by now so you really have crossed the finishing line
When you have nothing you have nothing to loseComment
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