Slickfm UE Diary

[Deepie]

Re: Slickfm UE Diary

Morning all

Mint Card Update:

After sending the above template letter to Regal Credit they have sent their final response letter (persistant buggers arn't they) saying MINT/RBS satisfied my CCA request back in July 2010 (recon). Regal have given me until 14th March to agree to repayment proposals or will advise their client to take legal action and also escalate to their field team

Any course of action for me to take........?

Just ignore for now see what they send next............

[Slickfm]

Re: Slickfm UE Diary

Morning all

After ignoring Regal Credits 1st and 2nd letters a 3rd one has arrived today, basically saying 'you have ignored are attempts to contact you' 'we are going to advise are field agents to visit you'.

One line that did make me laugh though was them asking my permission to visit me at my place of work

Now is the time for me to send off the account sold/doorstep merged template, me thinks.

Morning all

Mint Card Update:

After sending the above template letter to Regal Credit they have sent their final response letter (persistant buggers arn't they) saying MINT/RBS satisfied my CCA request back in July 2010 (recon). Regal have given me until 14th March to agree to repayment proposals or will advise their client to take legal action and also escalate to their field team

Any course of action for me to take........?

[Slickfm]

Re: Slickfm UE Diary

You ought to joke and say "work? What place of work - we're in a bloody recession"

Nice one Niddy!!

[Never-In-Doubt]

Re: Slickfm UE Diary

You ought to joke and say "work? What place of work - we're in a bloody recession"

[Slickfm]

Re: Slickfm UE Diary

I hope you're not going to grant it

Nooooo way Pixie. The cheeky buggers

[Pixie]

Re: Slickfm UE Diary

Morning all

After ignoring Regal Credits 1st and 2nd letters a 3rd one has arrived today, basically saying 'you have ignored are attempts to contact you' 'we are going to advise are field agents to visit you'.

One line that did make me laugh though was them asking my permission to visit me at my place of work

Now is the time for me to send off the account sold/doorstep merged template, me thinks.

I hope you're not going to grant it

[Slickfm]

Re: Slickfm UE Diary

Morning all

After ignoring Regals 1st letter, their 2nd has arrived today, basically says:

'No reason for non payment' 'client has advised them to collect amount in full' ' contact them to discuss' 'if we do not receive contact we will be instructing ScotCall to visit you'

Is now the right time to send the Account sold template merged with threat of door step visit??

I'd wait for ScotCall to contact you with a bright, red, bold
NOTICE OF DOORSTEP COLLECTION

They did the same with me, only Bagshot Bums (I see you're calling them by the same name I chose to call them ) didn't WARN me about ScotCall, they just got them on the case after my last Niddy template.

When I got the above from ScotCall I sent them the combo you mention above, i.e. 'Account Sold in Dispute' and "Leave my doorstep alone'. The dropped the case like a hot potato!

The very same day they got the 2 letters they replied to me saying "We enclose paperwork for an account we are no longer dealing with". The enclosures were photocopies of my two letter templates above!

Scotcall are cowardly little chickens! They returned the account to 'their client' (Bagshot Bums ) and that's the last I heard from that lot! :

Morning all

After ignoring Regal Credits 1st and 2nd letters a 3rd one has arrived today, basically saying 'you have ignored are attempts to contact you' 'we are going to advise are field agents to visit you'.

One line that did make me laugh though was them asking my permission to visit me at my place of work

Now is the time for me to send off the account sold/doorstep merged template, me thinks.

[Slickfm]

Re: Slickfm UE Diary

yes ...I Would send that

Cheers I2D, will post off tomorrow!

[Deepie]

Re: Slickfm UE Diary

Hiya all,

Well TSB have wasted no time in appointing DCA number 4. I have received a letter from iQor recovery specialists ltd (anyone had dealings with these)? Basically says I need to contact them or they MAY start legal action, MAY send a debt collector to recover the debt personally!!

Should I send the account sold and doorstep visit template merged together?

Cheers

yes ...I Would send that

[Slickfm]

Re: Slickfm UE Diary

TSB Loan Update:

After ignoring Wescot's last letter, they have sent me a letter stating 'after completing our enquiries, the above account has been returned to our client

Thats DCA number 3 seen off, awaiting number 4

Hiya all,

Well TSB have wasted no time in appointing DCA number 4. I have received a letter from iQor recovery specialists ltd (anyone had dealings with these)? Basically says I need to contact them or they MAY start legal action, MAY send a debt collector to recover the debt personally!!

Should I send the account sold and doorstep visit template merged together?

Cheers

[Slickfm]

Re: Slickfm UE Diary

Cheers Flowerpower, ye i thought Bagshots bums was

[Slickfm]

Re: Slickfm UE Diary

Hiya all,

Well, letter from Wescot arrived today. They have been in touch with TSB who have said that they have never received a CCA request from me and gives me 14 days to resend with the £1 fee to obtain one I find it funny that it reaches a 3rd DCA before TSB ask me to request a CCA again Below is a timeline for this account that shows all correspondence between, myself, TSB and DCA's.


01.06.10: CCA/default letter sent for TSB loan
22.06.10: Sent another CCA request to TSB Loan.
03.07.10: Received postal order back from TSB loan no CCA though, Niddy advises to stop paying and ignore them for now
19.07.10: Sent CCA dispute cease & desist letter to TSB loan
09.08.10: TSB Loan sent my chq back still no CCA recieved
15.09.10: TSB Loan statement recieved!
10.11.10: Income & expenditure form received
17.12.10: Letter from Moorcroft DCA reveived 'threat of litigation'
21.12.10: Sent threat of litigation letter to Moorcroft
05.01.11: Account on hold letter received from Moorcroft
09.05.11: Letter from robinson way demanding payment
10.05.11: account sold letter sent to Robinson Way
15.05.11:You have not paid letter from Robinson way
20.05.11: Account on hold letter from Robinson Way saying they have requested the agreement from TSB
24.06.11: Letter from Robinson Way saying they are still awaitng information from TSB
29.07.11: Letter from Robinson Way saying that they have passed account back to TSB
18.11.11: 1st Letter received from Wescot (notice of debt collection) Ignored
29.11.11: Final notice letter from Wescot
05.12.11: Account sold letter to Wescot
16.12.11: Account on hold letter whilst they investigate from Wescot
20.12.11: Wescot letter stating that TSB have not received a CCA request and to resend enclosing a £1 Gives me 14 days to respond.

Not sure what to send back if anything??

Cheers

I Would ignore........see what thay do next .......

TSB Loan Update:

After ignoring Wescot's last letter, they have sent me a letter stating 'after completing our enquiries, the above account has been returned to our client

Thats DCA number 3 seen off, awaiting number 4

[Slickfm]

Re: Slickfm UE Diary

A very good morning all

Mint Card Update:

Heard nothing further from Credit Security Ltd after there one and only letter, but today i have received a letter from Regal (Bagshot bums) Credit Ltd, DCA No 5 on this journey. Standard letter it seems 'instructed by client to request immediate settlement', 'contact them', 'Do not ignore', 'MAY result in legal action'

Should i start out with 'Account sold' template??

I Would ignore ....see what they send next.....

Morning all

After ignoring Regals 1st letter, their 2nd has arrived today, basically says:

'No reason for non payment' 'client has advised them to collect amount in full' ' contact them to discuss' 'if we do not receive contact we will be instructing ScotCall to visit you'

Is now the right time to send the Account sold template merged with threat of door step visit??

[Never-In-Doubt]

Re: Slickfm UE Diary

I will wait to see what they send if anything

Yep, agreed - see what they say next

[jet set willy]

Re: Slickfm UE Diary

I am fully expecting to have a letter on my dormat this week then after seeing all these mbna accounts being moved on.

I think me and flowerpower must be last