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  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    TSB Loan Update:

    Everyone,

    As mentioned above no contact from iQor for months, now 2 letters within a few days. Todays letter threatens possible legal action and a doorstep visit and stating that i must contact them immediately
    i do like this line though

    'Our actions will continue regardless of whether you actually read this letter or not' red letters, im scared now

    I will send them the threat of legal action/doorstep visit letter merged together!

    Cheers
    Hiya all

    Letter from iQor today offering me a substantial discount if I contact them. Err don't think so. Will ignore and wait to see what comes next

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    TSB Loan update:

    All

    Well it's only taken iQor 7 months to respond to account sold/doorstep visit letter I sent them. They have sent me a letter basically asking for £1 to complete my request also sent me a txt today asking me to contact them... Errr don't think so

    Will just ignore me thinks?
    TSB Loan Update:

    Everyone,

    As mentioned above no contact from iQor for months, now 2 letters within a few days. Todays letter threatens possible legal action and a doorstep visit and stating that i must contact them immediately
    i do like this line though

    'Our actions will continue regardless of whether you actually read this letter or not' red letters, im scared now

    I will send them the threat of legal action/doorstep visit letter merged together!

    Cheers
    Last edited by Slickfm; 13 September 2012, 09:06. Reason: Typo

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Hiya all,

    Well TSB have wasted no time in appointing DCA number 4. I have received a letter from iQor recovery specialists ltd (anyone had dealings with these)? Basically says I need to contact them or they MAY start legal action, MAY send a debt collector to recover the debt personally!!

    Should I send the account sold and doorstep visit template merged together?

    Cheers
    Originally posted by in 2 deep View Post
    yes ...I Would send that
    TSB Loan update:

    All

    Well it's only taken iQor 7 months to respond to account sold/doorstep visit letter I sent them. They have sent me a letter basically asking for £1 to complete my request also sent me a txt today asking me to contact them... Errr don't think so

    Will just ignore me thinks?
    Last edited by Slickfm; 10 September 2012, 22:39.

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Never-In-Doubt View Post
    Just change to SO to £1pm and use our template (general debt section of main site templates) and adapt it to suit the fact you're reducing payments. Or stop and see what they do
    cheers Niddy

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Just change to SO to £1pm and use our template (general debt section of main site templates) and adapt it to suit the fact you're reducing payments. Or stop and see what they do

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Hiya all,

    Out of the 5 creditors i still have oustanding this one is the only one i am paying into and still paying £52 a month. I need to get this right down to maybe a £1 per month. Best to just reduce my standing order to £1 and wait for the threats to start flooding in or start blagging it? This Egg loan was deemed by Niddy over 2 years ago now!

    Cheers
    Anyone any ideas on how to approach this one?

    Thanks

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Egg Loan: Start Date: 10/2003

    Status: Defaulted 06/2006, Balance £4700 Niddy said this is enforceable, Repayment plan with Capquest at the moment £52 per month


    19.04.10: CCA request sent to Egg

    04.05.10: Egg CCA received enforceable says Niddy, sent ppi reclaim letter and recieved £700 refund to account balance now £4700

    13.07.10: Sent F & F Offer letter to Egg

    30.07.10: letter from Egg refusing F & F offer
    Hiya all,

    Out of the 5 creditors i still have oustanding this one is the only one i am paying into and still paying £52 a month. I need to get this right down to maybe a £1 per month. Best to just reduce my standing order to £1 and wait for the threats to start flooding in or start blagging it? This Egg loan was deemed by Niddy over 2 years ago now!

    Cheers
    Last edited by Slickfm; 26 August 2012, 19:20. Reason: Typo

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Morning all,

    I have just noticed on the above letter from Arrow that it says the account is being operated on their behalf by TESSERA (anyone dealt with these?) and all further enquiries should be directed to them. I have had no correspondence from Tessera, so should i wait to hear from them or still send the above template to Arrow?

    Cheers!


    Wait until you hear from them.Tessera Group Plc:-

    5th Floor
    Maitland House
    Warrior Square
    Southend-on-Sea
    Essex SS1 2JS
    United Kingdom
    Last edited by The Tech Clerk; 23 August 2012, 08:33.

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Well a big hello all

    Found my diary sitting quietly on page 5, suppose thats good means im not getting mithered to much these days

    Just one update to post on my MBNA card which was sold to Arrow Global. Arrow have obviously been in touch with MBNA and have now sent me a copy of my signed application form and customer declaration conditions. They say this is the agreement and now welcome my proposals for repayment. MBNA sent these to me back in Oct 2010 and Niddy deemed them Unenforcable!! I did send Arrow a copy of MBNA's letter stating that they cannot locate a complete copy of the agreement, and this is how they reply

    Should i send them a final response 'bugger off' template or see what they send next?

    Cheers
    Morning all,

    I have just noticed on the above letter from Arrow that it says the account is being operated on their behalf by TESSERA (anyone dealt with these?) and all further enquiries should be directed to them. I have had no correspondence from Tessera, so should i wait to hear from them or still send the above template to Arrow?

    Cheers!

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Will do Niddy

    Cheers mate!

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Hi matey

    try this ---> Our Templates | Unenforceability Templates | Final Response - Unenforceability (General)

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Letter received from Arrow Global re my MBNA account. Firstly they apologise for the delay in replying to my letter(above). Admin oversight they say.

    Their letter says account on hold whilst they request the CCA from MBNA, i have already given them a copy of MBNA's letter saying that they don't have a complete copy. Will wait to see what comes next

    Originally posted by Never-In-Doubt View Post
    Toilet roll mate - keep us posted
    Well a big hello all

    Found my diary sitting quietly on page 5, suppose thats good means im not getting mithered to much these days

    Just one update to post on my MBNA card which was sold to Arrow Global. Arrow have obviously been in touch with MBNA and have now sent me a copy of my signed application form and customer declaration conditions. They say this is the agreement and now welcome my proposals for repayment. MBNA sent these to me back in Oct 2010 and Niddy deemed them Unenforcable!! I did send Arrow a copy of MBNA's letter stating that they cannot locate a complete copy of the agreement, and this is how they reply

    Should i send them a final response 'bugger off' template or see what they send next?

    Cheers

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by GANGSHIELD View Post
    Makes you dizzy does it not???? here we go around the maple lol
    Yeah it does GANGSHIELD, gets rather repetitive too. Just glad that they keep giving it up for the time being

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Cheers FP, I'm sure I'll here from DCA number 6 on this account in due course!


    Makes you dizzy does it not???? here we go around the maple lol

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Flowerpower
    As expected, great result!

    Obviously the :niddy letter did the trick and sent those little crawlers scurrying back under their old doorstep north of the border!
    Cheers FP, I'm sure I'll here from DCA number 6 on this account in due course!

    Leave a comment:

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