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  • Elsie52
    replied
    Re: Slickfm UE Diary

    You would be lonely without their constant mail ....lol

    Leave a comment:


  • jet set willy
    replied
    Re: Slickfm UE Diary

    Its nice to feel wanted lol

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Never-In-Doubt View Post
    Send this off asap to the solicitors with a copy to the DCA as well (ie RMA): ---> Threat by Lender/D.C.A - To commence litigation

    Coincidence that the solicitor is called the same as their old company name (National Westminster)
    Letter received from NCO/RMA thanking me for the above template
    They say that their client MINT has provided CCA (recon) so they will continue with their collection activities Persistent little buggers arnt they

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Cheers Niddy, Have a Super Dooper Holiday mate:niddy
    Take Care, Slick
    Cheers matey

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Never-In-Doubt View Post
    Send this back with a copy of the letter from Lloyds highlighting the fact they cannot locate the original: ---> CCA Query - Letter Previously Confirming No CCA
    Cheers Niddy, Have a Super Dooper Holiday mate:niddy
    Take Care, Slick

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Niddy & all
    TSB Card Update:

    Letter received from SCM solicitors basically stating that i have 14 days to pay up or they MAY commence legal proceedings against me As mentioned above TSB cannot locate my signed agreement at the moment so should i send a copy of that letter with the threat to commence litigation template or just send a copy with the CCA query letter confirming no CCA?

    Cheers
    Send this back with a copy of the letter from Lloyds highlighting the fact they cannot locate the original: ---> CCA Query - Letter Previously Confirming No CCA

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Quote:
    Originally Posted by Slickfm
    TSB Card Update:

    Letter received from MHA requesting that i pay the arrears on my account nah or SCM Solicitors may commence legal proceedings :bad
    Just to recap they sent a Recon agreement which Niddy said was I will send the 'account sold' template after christmas

    Hiya, yep send that after x-mas



    Hiya Niddy & Co, Superb new site just about to navigate my way around but thanks for the clear instructions!!

    'Final Response' Letter received from TSB Card saying that they cannot locate my original agreement but have complied with s78 by providing a 'true copy' and they will continue to treat as enforceable, and i can contact FOS if not happy. Do i need to send anything in return mate?

    PS How do we add smilies anyone?
    Niddy & all
    TSB Card Update:

    Letter received from SCM solicitors basically stating that i have 14 days to pay up or they MAY commence legal proceedings against me As mentioned above TSB cannot locate my signed agreement at the moment so should i send a copy of that letter with the threat to commence litigation template or just send a copy with the CCA query letter confirming no CCA?

    Cheers

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Hiya all

    Letter received from Westminster solicitors re MINT account basically saying that RMA may instruct their client to commence legal proceedings which could result in a deduction from earnings or a home charging order. I have 14 days to to avoid this action Letter ends by saying that i will receive NO FURTHER WARNINGS

    Going to send threat to commence legal action/charging order template??
    Send this off asap to the solicitors with a copy to the DCA as well (ie RMA): ---> Threat by Lender/D.C.A - To commence litigation

    Coincidence that the solicitor is called the same as their old company name (National Westminster)

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Mint Card update:

    'Final Response' letter received from NCO/RMA stating that their client MINT has complied with my s78 request (sent me a recon Nid says) but they will still contact me at their clients request. Should i be sending anything back to them?
    Hiya all

    Letter received from Westminster solicitors re MINT account basically saying that RMA may instruct their client to commence legal proceedings which could result in a deduction from earnings or a home charging order. I have 14 days to to avoid this action Letter ends by saying that i will receive NO FURTHER WARNINGS

    Going to send threat to commence legal action/charging order template??
    Last edited by Slickfm; 1 March 2011, 23:41. Reason: change of wording

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Hiya all, After sending the 1st template above I have just received a letter from NCO/RMA stating that my number has been removed from their system and all future communications will be in writing only.

    Cheers Niddy
    Result - Nice one!

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Never-In-Doubt View Post
    See how you get on, give them 4 weeks per template - as they are slow at reading mail..... after 12wks if they still call then update again and we'll send a stronger letter
    Hiya all, After sending the 1st template above I have just received a letter from NCO/RMA stating that my number has been removed from their system and all future communications will be in writing only.

    Cheers Niddy

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Cheers Niddy, still getting pestered everyday by RMA So posting harassment letter off tomorrow
    See how you get on, give them 4 weeks per template - as they are slow at reading mail..... after 12wks if they still call then update again and we'll send a stronger letter

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Never-In-Doubt View Post
    If they (or anyone) hassle you with calls, work through the three templates below (in order)...
    1. Harassment by Telephone Template

    2. Harassment by Telephone Follow-Up Template

    3. Harassment by Telephone Threat of Legal Action Templa
    Cheers Niddy, still getting pestered everyday by RMA So posting harassment letter off tomorrow

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    If they (or anyone) hassle you with calls, work through the three templates below (in order)...
    1. Harassment by Telephone Template

    2. Harassment by Telephone Follow-Up Template

    3. Harassment by Telephone Threat of Legal Action Templa

    Leave a comment:


  • MustGetStraigh
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    LOLCheers MGS
    You're welcome.
    I'm going to get myself one of those Truecall devices. Then they can hear a rude message when they try to call and I won't even hear the phone ring.. oh yes.

    Leave a comment:

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