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  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by MustGetStraight View Post
    RMA really are persistent little buggers aren't they. I get several calls a day (but a letter has gone to them to tell them to naff off). Oooh I wonder what their reduced settlement might be! (Not that you're going to ring to find out!!). I honestly think they'd get you to sell your granny once they've got you on the phone!!
    LOLCheers MGS

    Leave a comment:


  • MustGetStraigh
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Hi Everyone,

    Letter received from RMA today offering me a reduced settlement saying please call within 30 days to find out more. Yea whatever, still ringing and texting me every 48 hrs though

    Nothing from other creditors for a few weeks now, oops there i go tempting fate again
    RMA really are persistent little buggers aren't they. I get several calls a day (but a letter has gone to them to tell them to naff off). Oooh I wonder what their reduced settlement might be! (Not that you're going to ring to find out!!). I honestly think they'd get you to sell your granny once they've got you on the phone!!

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Mint Card update:

    'Final Response' letter received from NCO/RMA stating that their client MINT has complied with my s78 request (sent me a recon Nid says) but they will still contact me at their clients request. Should i be sending anything back to them?
    Hi Everyone,

    Letter received from RMA today offering me a reduced settlement saying please call within 30 days to find out more. Yea whatever, still ringing and texting me every 48 hrs though

    Nothing from other creditors for a few weeks now, oops there i go tempting fate again

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    Hiya Niddy :hello , Just received a letter from RMA, it looks like Triton have given up and Mint have now instructed RMA to act as DCA. It basically says pay up and that Mint will not accept any further communication from me. No real 'threat' in the wording other than to say contact them by telephone to avoid further action

    I presume you dont need to see this mate, so shall i just send the account sold template? or would you advise on sending something else?
    Mint Card update:

    'Final Response' letter received from NCO/RMA stating that their client MINT has complied with my s78 request (sent me a recon Nid says) but they will still contact me at their clients request. Should i be sending anything back to them?

    Leave a comment:


  • swanfan
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm View Post
    PS How do we add smilies anyone?
    Hit quote or new reply, smilies will be on the right.

    See here as well--> http://forums.all-about-debt.co.uk/s...60&postcount=3
    Last edited by swanfan; 16 January 2011, 21:58.

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Quote:
    Originally Posted by Slickfm
    TSB Card Update:

    Letter received from MHA requesting that i pay the arrears on my account nah or SCM Solicitors may commence legal proceedings :bad
    Just to recap they sent a Recon agreement which Niddy said was I will send the 'account sold' template after christmas

    Hiya, yep send that after x-mas



    Hiya Niddy & Co, Superb new site just about to navigate my way around but thanks for the clear instructions!!

    'Final Response' Letter received from TSB Card saying that they cannot locate my original agreement but have complied with s78 by providing a 'true copy' and they will continue to treat as enforceable, and i can contact FOS if not happy. Do i need to send anything in return mate?

    PS How do we add smilies anyone?
    Last edited by Slickfm; 16 January 2011, 20:47. Reason: Cant find smilies

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    cheers for update! gh gh

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm
    Originally posted by Slickfm
    TSB Loan: Start date:03/2005

    Status: Defaulted 03/2010, Balance £10421, Still with TSB, last payment July 2010


    01.06.10: CCA/default letter sent for TSB loan

    22.06.10: Sent another CCA request to TSB Loan.

    03.07.10: Received postal order back from TSB loan no CCA though, Niddy advises to stop paying and ignore them for now

    19.07.10: Sent CCA dispute cease & desist letter to TSB loan

    09.08.10: TSB Loan sent my chq back still no CCA recieved

    15.09.10: TSB Loan statement recieved!

    Awaiting their next move ;LOL
    Hiya Niddy, Just received a notice of 'intended litigation' from Moorcroft re this TSB Loan, as of yet TSB have not bothered to send any kind of CCA. The letter states that a claim MAY be issued against me unless i make contact by 22.12.10.

    I presume you dont need to see this, so should i just send the 'threat to commence legal proceedings' template or you advise on sending something else mate?

    Ps I have ignored RMA (Mint) my previous post Or should i be sending them a letter
    :hello Niddy and all, first post of 2011 so very BEST WISHES everyone for a successfull new year

    TSB Loan Update:

    Moorcroft have sent a 'account on hold' letter whilst they recontact their client. So just filed away

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm
    I would just like to take this opportunity to wish all you guys on here a very Happy Christmas and a great New Year :yeah :xm43 As for you Niddy you really are one in a MILLION and i cannot thank you enough for all the support and advice that you have given to me and my family this year. All the best mate, Slick
    Thanks matey - all the best for you as well, and excellent result with the annoying DCA!

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm
    TSB Card Update:

    Letter received from MHA requesting that i pay the arrears on my account nah or SCM Solicitors may commence legal proceedings :bad
    Just to recap they sent a Recon agreement which Niddy said was I will send the 'account sold' template after christmas
    Hiya, yep send that after x-mas

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm
    Originally posted by Slickfm
    Originally posted by Slickfm
    Alliance & Leicester Credit Card now MBNA: Start Date:07/2001

    Status: NOT Defaulted yet, Balance: £6548, Still with MBNA, last payment July 2010

    19.07.10: Sent CCA request MBNA card

    09.08.10: Letter from MBNA saying they have requested CCA from Alliance and leicester

    14.09.10: Letter from MBNA saying I have defaulted on my reduced payment plan, please contact them

    22.09.10: Call from MBNA telling me te reinstate payments or account will be defaulted on 14 October 2010 at 3pm

    I wonder whats next
    ;Hi Niddy, Finally had a response today from MBNA, they have basically sent a copy of my application form and current T&C's. Their covering letter states that the CCA is incomplete and they are unable to provide a complete copy, no court proceedings will be issued to recover the debt whilst they try to find it. However the debt still stands and i still have an obligation to pay them. Er lets think about that one ;Hmm :UE So far.

    Cheers Niddy
    MBNA Default notice received today, about time too :UE
    :hello Everybody, Just had a 2nd snotty call from Allied International re this MBNA account, told them the account is in dispute and the guy went on to say that the advice that i am receiving is way out of date and that i should stop burrying my head in the sand and go and seek some proper advice from the CAB :bad How dare they have a go at our Niddy I wish Niddy himself could speak to these :kermit he would really tie them in knotts After i started having a go back (could'nt resist) he agreed to remove my number from their system and write to me instead

    I would just like to take this opportunity to wish all you guys on here a very Happy Christmas and a great New Year :yeah :xm43 As for you Niddy you really are one in a MILLION and i cannot thank you enough for all the support and advice that you have given to me and my family this year. All the best mate, Slick

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm
    TSB Card update:

    Default notice received today
    Now waiting to see who I end up with out the DCA lottery, before I unleash our Niddy's words of wisdom k ;LOL
    TSB Card Update:

    Letter received from MHA requesting that i pay the arrears on my account nah or SCM Solicitors may commence legal proceedings :bad
    Just to recap they sent a Recon agreement which Niddy said was I will send the 'account sold' template after christmas

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Originally posted by Slickfm
    Originally posted by Never-In-Doubt
    Hiya

    Sent account sold template to mint and send legal threat template re.TSB
    Cheers Niddy, that was bloody darn quick mate

    Leave a comment:


  • Slickfm
    replied
    Re: Slickfm UE Diary

    Originally posted by Never-In-Doubt
    Hiya

    Sent account sold template to mint and send legal threat template re.TSB
    Cheers Niddy, that was bloody darn quick mate

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Slickfm UE Diary

    Hiya

    Sent account sold template to mint and send legal threat template re.TSB

    Leave a comment:

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