Slickfm UE Diary

[Slickfm]

Re: Slickfm UE Diary

MBNA card update

Hiya all, like other fellow posters, I too have received today a notice of assignment from MBNA with a letter from Arrow Global also enclosed. Arrow have said that Fredricksons will be looking after the account. I find this quite a strange move as fredricksons were involved with this account back in July last year at which point I sent them the 'no CCA' template with a copy of a letter from MBNA confirming this. I didn't hear any further from them after that.

Because dca's are all run by muppets, they probably won't even realise that they have had this account before😏

I will wait to see what they send if anything

[Slickfm]

Re: Slickfm UE Diary

Cheers helmsman

[helmsman]

Re: Slickfm UE Diary

A very good morning all

Mint Card Update:

Heard nothing further from Credit Security Ltd after there one and only letter, but today i have received a letter from Regal (Bagshot bums) Credit Ltd, DCA No 5 on this journey. Standard letter it seems 'instructed by client to request immediate settlement', 'contact them', 'Do not ignore', 'MAY result in legal action'

Should i start out with 'Account sold' template??

Hi,
I too have credit security ltd after me I also have credit solutions ltd as well, it can become quite confusing when sending back replies, but at least they tend to disapear in the end.
Good luck.

[Slickfm]

Re: Slickfm UE Diary

Many thanks I2D

[Deepie]

Re: Slickfm UE Diary

A very good morning all

Mint Card Update:

Heard nothing further from Credit Security Ltd after there one and only letter, but today i have received a letter from Regal (Bagshot bums) Credit Ltd, DCA No 5 on this journey. Standard letter it seems 'instructed by client to request immediate settlement', 'contact them', 'Do not ignore', 'MAY result in legal action'

Should i start out with 'Account sold' template??

I Would ignore ....see what they send next.....

[Slickfm]

Re: Slickfm UE Diary

Hi everyone

Mint Card Update:

Letter received today from Credit Security Ltd and in bold and caps DEBT ENFORCEMENT OFFICE (anybody heard of them?) Thay say they are acting on behalf of Wescot and RBS (Mint) basically saying that there is no valid reason for non payment and settlement is required within 7 days and to contact them if i wish to discuss the account.

Do i just ignore this and await something more threatening?

Cheers

Just ignore for now

A very good morning all

Mint Card Update:

Heard nothing further from Credit Security Ltd after there one and only letter, but today i have received a letter from Regal (Bagshot bums) Credit Ltd, DCA No 5 on this journey. Standard letter it seems 'instructed by client to request immediate settlement', 'contact them', 'Do not ignore', 'MAY result in legal action'

Should i start out with 'Account sold' template??

[garlok]

Re: Slickfm UE Diary

Hi Slick,

You may get an epistle from Nelson Guest and Partners now. These are the "letterheads for rent" solicitors for Wescot. They will return it straight back to Wescot if tell them that there is noo CCA or it is UE etc and they are now guilty of professional misconduct etc. The mere mention of the SRA sends them packing. One moreFINAL WARNING in big red letters from Wescot and its back onto to someone else or sold to some one like Lowells or MKDDR LLP.

regards
Garlok

[Slickfm]

Re: Slickfm UE Diary

I Would ignore........see what thay do next .......

Seems standard Wetcloth response , they did exactly the same to me in the summer even though I had CCAd their client over a year earlier and got an app form that Niddy deemed 100% UE!

I took no notice and they moved on to easier prey!

Thanks I2D and Flowerpower

[Deepie]

Re: Slickfm UE Diary

Hiya all,

Well, letter from Wescot arrived today. They have been in touch with TSB who have said that they have never received a CCA request from me and gives me 14 days to resend with the £1 fee to obtain one I find it funny that it reaches a 3rd DCA before TSB ask me to request a CCA again Below is a timeline for this account that shows all correspondence between, myself, TSB and DCA's.


01.06.10: CCA/default letter sent for TSB loan
22.06.10: Sent another CCA request to TSB Loan.
03.07.10: Received postal order back from TSB loan no CCA though, Niddy advises to stop paying and ignore them for now
19.07.10: Sent CCA dispute cease & desist letter to TSB loan
09.08.10: TSB Loan sent my chq back still no CCA recieved
15.09.10: TSB Loan statement recieved!
10.11.10: Income & expenditure form received
17.12.10: Letter from Moorcroft DCA reveived 'threat of litigation'
21.12.10: Sent threat of litigation letter to Moorcroft
05.01.11: Account on hold letter received from Moorcroft
09.05.11: Letter from robinson way demanding payment
10.05.11: account sold letter sent to Robinson Way
15.05.11:You have not paid letter from Robinson way
20.05.11: Account on hold letter from Robinson Way saying they have requested the agreement from TSB
24.06.11: Letter from Robinson Way saying they are still awaitng information from TSB
29.07.11: Letter from Robinson Way saying that they have passed account back to TSB
18.11.11: 1st Letter received from Wescot (notice of debt collection) Ignored
29.11.11: Final notice letter from Wescot
05.12.11: Account sold letter to Wescot
16.12.11: Account on hold letter whilst they investigate from Wescot
20.12.11: Wescot letter stating that TSB have not received a CCA request and to resend enclosing a £1 Gives me 14 days to respond.

Not sure what to send back if anything??

Cheers

I Would ignore........see what thay do next .......

[Slickfm]

Re: Slickfm UE Diary

Hiya all

TSB Loan Update: (3rd DCA on this account)

Letter from Wescot in response to the above. States that they will suspend all collection activities whilst they investigate my claims with their client..... Goes on to add that it may be a few weeks before they reply so be patient

Well there's no rush now is there

just wait and see what they produce....................

Hiya all,

Well, letter from Wescot arrived today. They have been in touch with TSB who have said that they have never received a CCA request from me and gives me 14 days to resend with the £1 fee to obtain one I find it funny that it reaches a 3rd DCA before TSB ask me to request a CCA again Below is a timeline for this account that shows all correspondence between, myself, TSB and DCA's.


01.06.10: CCA/default letter sent for TSB loan
22.06.10: Sent another CCA request to TSB Loan.
03.07.10: Received postal order back from TSB loan no CCA though, Niddy advises to stop paying and ignore them for now
19.07.10: Sent CCA dispute cease & desist letter to TSB loan
09.08.10: TSB Loan sent my chq back still no CCA recieved
15.09.10: TSB Loan statement recieved!
10.11.10: Income & expenditure form received
17.12.10: Letter from Moorcroft DCA reveived 'threat of litigation'
21.12.10: Sent threat of litigation letter to Moorcroft
05.01.11: Account on hold letter received from Moorcroft
09.05.11: Letter from robinson way demanding payment
10.05.11: account sold letter sent to Robinson Way
15.05.11:You have not paid letter from Robinson way
20.05.11: Account on hold letter from Robinson Way saying they have requested the agreement from TSB
24.06.11: Letter from Robinson Way saying they are still awaitng information from TSB
29.07.11: Letter from Robinson Way saying that they have passed account back to TSB
18.11.11: 1st Letter received from Wescot (notice of debt collection) Ignored
29.11.11: Final notice letter from Wescot
05.12.11: Account sold letter to Wescot
16.12.11: Account on hold letter whilst they investigate from Wescot
20.12.11: Wescot letter stating that TSB have not received a CCA request and to resend enclosing a £1 Gives me 14 days to respond.

Not sure what to send back if anything??

Cheers

[MrsD]

Re: Slickfm UE Diary

just wait and see what they produce....................

[Slickfm]

Re: Slickfm UE Diary

Morning all

After ignoring Wescot's opening letter, they have now sent a 'Final Notice' which states:

1- They have not received a reply to their first letter

2- Enquiries have confirmed as resident at the address

3- Do not ignore this letter and contact them within 10 days to make payment or further collection activities will be undertaken!

4- COULD include client taking legal action or Door step collection

Considering point 4 has 2 'Threats' which template would be best to send back please?

Cheers

Try sending this ---> Account Sold whilst in Dispute

Hiya all

TSB Loan Update: (3rd DCA on this account)

Letter from Wescot in response to the above. States that they will suspend all collection activities whilst they investigate my claims with their client..... Goes on to add that it may be a few weeks before they reply so be patient

Well there's no rush now is there

[Slickfm]

Re: Slickfm UE Diary

Try sending this ---> Account Sold whilst in Dispute

Cheers Niddy

[Never-In-Doubt]

Re: Slickfm UE Diary

Try sending this ---> Account Sold whilst in Dispute

[Slickfm]

Re: Slickfm UE Diary

all

TSB Loan Update: so far

After no activity on this account since July, TSB have now passed this on to a 3rd DCA 'WESCOT' who have sent a standard debt collection notice.

TSB have never sent any kind of CCA since i requested one in July 2010.

Wescot are also dealing with another one of my accounts too, so i have experience in dealing with these

Should i send 'account sold whilst in dispute' letter or await something more threatening from them

Cheers

Wait for there next letter.....

Morning all

After ignoring Wescot's opening letter, they have now sent a 'Final Notice' which states:

1- They have not received a reply to their first letter

2- Enquiries have confirmed as resident at the address

3- Do not ignore this letter and contact them within 10 days to make payment or further collection activities will be undertaken!

4- COULD include client taking legal action or Door step collection

Considering point 4 has 2 'Threats' which template would be best to send back please?

Cheers