The Scarednshakins UE Diary

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Ok doke will get that sent out on Monday. Thanking you Niddy, enjoy the rest of the weekend

Just bumping you back to the top

Hope you're alright? Remember to say hi to Mr SnS from me please?

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi Niddy

Missed you all, have been without internet for over a week, not happy. OH decided to change to another provider and it has not gone very smoothly, still not got a new email address, told it could be Friday before we get that. Anyway got back online tonight so am s-l-o-w-l=y catching up Mr SNS says hi, in between shouting at computer

[scarednshakin]

Re: The Scarednshakins UE Diary

Ignored this as advised Niddy, so it looks like Iqor have passed this one on to Wescot, here we go again!!!

Sent out Account Sold while in Dispute letter, hope that is ok Niddy.

Only one letter sine we have been without computer. It was from Westcot about the BOS Preference Account. They have contacted their client and were advised that Final Response was sent out to us. They believe the dispute has been resolved and the full balance is now payable.

'If in the event you believe you still have a valid dispute, please contact us with the details within the next 14 days otherwise your account will be returned to our recovery team for collection'

Do I just ignore this one? Cheers Niddy and hope you are well and not working too hard, although looking at how much the site keeps growing I bet you are busier than ever, take care

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Do I just ignore this one? Cheers Niddy and hope you are well and not working too hard, although looking at how much the site keeps growing I bet you are busier than ever, take care

Hiya, regards to Wescott ignore for now - we'll be coming back to this though later! Rest assured

Hope you're all doing well, give Mr SnS a beer from me (cyber beer is awesome cos it is free and you can drink as many as you want)...

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers Niddy, will gladly ignore. Passed on beer to Mr
Enjoy the rest of your day

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Cheers Niddy, will gladly ignore. Passed on beer to Mr
Enjoy the rest of your day

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi Niddy, remember me????? Been really quiet and probs with computer - still not fixed but getting there.

Sent out Acc Sold letter to IQOR back in early January for RBS Mint CC, they have now come back with letter 'We confirm that the above balance is correct and we require your proposals for settlement by return.

THIS IS AN URGENT MATTER - ACT NOW'

They have enclosed ANOTHER copy of application form - Cheers Niddy

[scarednshakin]

Re: The Scarednshakins UE Diary

Also letter in from Lloyds about Account no 5, have not heard anything about this one since October. Moorcroft passed it back to Lloyds in October and I got a letter today saying that 'our agents have been unable to reach a repayment plan and suggest we take legal action against you'. I can prevent this by paying the amount in full and if I am unable to do this can I please fill in a questionnaire to assess my financial situation - nope!!

Not sure what to send out to this letter, went through process with Moorcroft so do I send Account Sold letter to Lloyds.

Thank you kindly Niddy

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Hi Niddy, remember me????? Been really quiet and probs with computer - still not fixed but getting there.

Sent out Acc Sold letter to IQOR back in early January for RBS Mint CC, they have now come back with letter 'We confirm that the above balance is correct and we require your proposals for settlement by return.

THIS IS AN URGENT MATTER - ACT NOW'

They have enclosed ANOTHER copy of application form - Cheers Niddy

Send this to Iqor :---> Debtors Final Response - No CCA Received

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Also letter in from Lloyds about Account no 5, have not heard anything about this one since October. Moorcroft passed it back to Lloyds in October and I got a letter today saying that 'our agents have been unable to reach a repayment plan and suggest we take legal action against you'. I can prevent this by paying the amount in full and if I am unable to do this can I please fill in a questionnaire to assess my financial situation - nope!!

Not sure what to send out to this letter, went through process with Moorcroft so do I send Account Sold letter to Lloyds.

Thank you kindly Niddy

Lloyds own the debt, you cannot send account sold to the original creditor

Send this to Lloyds: ---> Threat by Lender/D.C.A - To commence litigation

[scarednshakin]

Re: The Scarednshakins UE Diary

Doh, see don't get any letters for a couple of weeks and I completely lose the plot!

Thanks Niddy, will get those letters sent out, hope all's well with you and Mrs Niddy.

Mr SNS is still shouting at computer, don't think he will ever change companies again, not had any email for 3 weeks now!

Speak to you soon

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Doh, see don't get any letters for a couple of weeks and I completely lose the plot!

Thanks Niddy, will get those letters sent out, hope all's well with you and Mrs Niddy.

Mr SNS is still shouting at computer, don't think he will ever change companies again, not had any email for 3 weeks now!

Speak to you soon

I knew something wasn't right for you to ask that, haha - you know better

As for Mr SnS - what exactly is the problem? may be worth posting on the techy section, bear in mind we have some right little IT whizzes on here

Link here: ---> Techie Stuff

We're looking forward to getting away next month, well 4 weeks away (Cuba here we come)..... can't wait, especially after the shitty year with DD etc - its well deserved.... PLUS she gets me all to herself for two weeks, no sharing me with AAD

Hope you're keeping well? Chat soon

[scarednshakin]

Re: The Scarednshakins UE Diary

Send this to Iqor :---> Debtors Final Response - No CCA Received

Morning Niddy, really glad you are getting away for a few weeks you all really deserve it, after all the hard work you have put into the forum and your DD will have a great time

Computer is 'better', just one little glitch so it will all be sorted.

Got a reply from IQOR, erally, really fed up with this lot, like a dog with a flippin bone Letter says , thank you for your letter, the copy agreement was sent to yourself on 11 Feb 2011and that is it.

Sent out no CCA received to them and also added in about taking phone number off their records (thats the second time I have asked them to take phone number off). Number is blocked but they did get through to Mr SNS the other day when no number came up at all when the phone rang.

Do I just ignore this letter? Would love to hit them with a Niddy special as 6 other DCA's have given up on this account but they are a right pain in the bum.

Have a good day, take care and chat soon

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Morning Niddy, really glad you are getting away for a few weeks you all really deserve it, after all the hard work you have put into the forum and your DD will have a great time

Computer is 'better', just one little glitch so it will all be sorted.

Got a reply from IQOR, erally, really fed up with this lot, like a dog with a flippin bone Letter says , thank you for your letter, the copy agreement was sent to yourself on 11 Feb 2011and that is it.

Sent out no CCA received to them and also added in about taking phone number off their records (thats the second time I have asked them to take phone number off). Number is blocked but they did get through to Mr SNS the other day when no number came up at all when the phone rang.

Do I just ignore this letter? Would love to hit them with a Niddy special as 6 other DCA's have given up on this account but they are a right pain in the bum.

Have a good day, take care and chat soon

To be honest, i'd just ignore them and see what happens, thing is will calls they will hassle you and it's just one of those things you learn to live with...... right now i'm way too snowed under with legal issues etc to get into writing specific letters, but if this continues I will - for the moment, do nothing - sod em!

[scarednshakin]

Re: The Scarednshakins UE Diary

No worries, thought that would be the best thing to do, but asked just in case. Cheers for that Niddy, letter filed