Originally posted by Diana Mayhew
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Interesting info there, I didn't know they could buy it back! Well my MBNA debt was sold to PRA, and is a pre 2007 former Virgin card. I haven't had a definitive answer on whether it is unenforceable, but Niddy thought it looked ok, but after speaking to yourself you mentioned that the T&Cs where not included in the CCA...As for my Barclaycard ones they are both post 2007 and Niddy thinks they are unenforceable at present as there is no signed agreement sent with the CCA. Both histories can be found on page 1 of my diary (sorry im not tech savvy enough to link them to here ) I am nowhere near Statue barred yet unfortunately All 3 debts are my largest ones 10k, 9k and 6.5k...
Thanks
Brussel
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