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Re: Westham1 UE diary
Ok thanks for the advice. I'll wait awhile
Ok thanks for the advice. I'll wait awhile
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Re: Westham1 UE diary
Hi WesthamOriginally posted by Westham1 View Post
Yes this is almost always the best approach. Remember your end goal is to get your debts to become statute barred - this takes tiiiiiiiiiiime
I know its difficult as we all want to draw a line under things, but you need to do everything you can to draw things out, which means not jumping at every letter you receive and being harassed into a response which later down the line could cause you problems.
If you're concerned about any communication you receive, update your diary, and someone will help out. The site team will know what letters to take seriously, and what are autogenerated threat-o-grams.
Remember each day gone is one day closer to achieving your goal, you're playing the long game."I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Westham1 UE diary
Received a letter today from Cabot.
Looking forward to working with me.Comment
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Re: Westham1 UE diary
Bless em, thats nice. Unless its anything more than that I would ignore that for now (but file the letter).Originally posted by Westham1 View Post"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Westham1 UE diary
Whoever thought up those childish play group letters!I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Westham1 UE diary
How sweet of themOriginally posted by Westham1 View Post
As SnV said, just file it away (after you've dated it and stapled the envelope to it)
Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Westham1 UE diary
Don't know or care, because as far as I am concerned they need whoever composed them do do a few hundred more so they last all the way to SB datesOriginally posted by The Tech Clerk View Post
When you have nothing you have nothing to loseComment
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Re: Westham1 UE diary
At least they are being polite…….Legal Disclaimer
I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk
If you need to contact me you can send me a message by clicking my username or by emailing me at gerry@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. If you spot an abusive or libellous post then please report it by Clicking Here.Comment
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Re: Westham1 UE diary
Hi Westham1,
I'm in the same boat -- Cabot have bought my Mint card in the past two weeks ..! We'll see how things progress (or hopefully grind to a halt!)Comment
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Re: Westham1 UE diary
Hi Pip,Originally posted by Pip View Post
They've just rung my mobile - that's the 2nd time today, even though when I answered this morning Itold them it wasn't my number.Comment
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Re: Westham1 UE diary
Perhaps they thought you may have changed your number to that one by tonightOriginally posted by Westham1 View Post
When you have nothing you have nothing to loseComment
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Re: Westham1 UE diary
I won't be answering again - 08009172225Comment
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Re: Westham1 UE diary
Can you block it ?if you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Westham1 UE diary
You're actually better off answering the first call, and then informing them that you will not discuss the matter any further on the telephone, and that any future correspondence should be placed in writing.Originally posted by Westham1 View Post
When they ignore that (which they will), you can send them a telephone harassment letter, and then keep a record of the phone calls.
What you then do is paint them as the aggresive debt collector"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Westham1 UE diary
You might be right there - however it might also encourage them to write again more frequently.
I'll continue to ignore their calls for now.Comment
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