Gregco UE diary

[gregco]

Re: Gregco UE diary

Thanks pixie, Elsa is magic, I think I'm also in good hand with every one on here, tons of sound advice and support

When I went to CAB they insisted I completed the I&E including my partners income, as she is and has always been financially independent I can not allow this. Although there was only £70ish left on paper, in reality we struggle with money weekly, and if we're hit with any unforeseen expense we have to ask for loans from parents, which is a little embarrassing.

I am tempted to make a copy of bank statements, benefits papers and JSA claim; which although I don't qualify for payments (due to insufficient class 1 contributions) I still sign every 2 weeks for NI stamps...the irony. Send them the copies holding my hands up, saying I literally have no money with which to pay you, I will confirm this in any court application you wish to make...which may delay them in making a court claim until a future date, when I should be financially better of, hummmmm!!!

[MrsD]

Re: Gregco UE diary

don't do anything yet Greg, wait to see if Elsa can come up with something

[Undercover Elsa]

Re: Gregco UE diary

Thanks guys...I'll do my best
Now...back to page 1....

[Undercover Elsa]

Re: Gregco UE diary

Hi Gregco,
I've had a good read through and am just discussing the best way forward with Niddy.

Elsa x

[nanna58]

Re: Gregco UE diary

Hi everything OK ?

[gregco]

Re: Gregco UE diary

Hi,

I've just checked my credit file to get bonus points from SB. On my file there is an additional account leaving 8 accounts not 7. Is it a good idea to contact the DCA to inquire why they've added £2 to the debt, also the default date changed from 7/8/11 the original default date to a later one of 14/1/12, is this relevant to anything? Additionally. the accounts have changed from a CC default to a bank default, again anything to worry about here?

Whats the best option to remove the 'original' account, should I make a note to the credit rating agency on my account, is this in anyway in-sighting contact with them, as I've not contacted them in years?

Also, if the amount is removed from my credit history, I would be within the remit of a DRO, which is something I'm beginning to contemplate currently.

any advise most appreciated

[nanna58]

Re: Gregco UE diary

Not sure about that , someone will be along soon xxx

[Never-In-Doubt]

Re: Gregco UE diary

Download Both files so you have evidence and forget it till the original expiry date (2017) then complain to CRA with evidence.

[gregco]

Re: Gregco UE diary

Thanks Niddy. I've got the PDF copy of the records from the credit rating agency, so that should suffice. I'll go back to sleep

[gregco]

Hi,

Quick catch up, 1 CCJ getting paid, 3 removed from credit file - now clean. However, still getting chased, see attached file I received this morning stating to expect a visit . As this is unenforceable 6yr+ should I fire off a statute barred letter to Robinson and resolvecall?

Best wishes
Greg.

[Joanna Connolly Solicitors]

Re: Left it too Late? 2 Court Claims received

• Type of account Current Account Overdraft Alliance And Leicester / Santander
• Date commenced April 2007
• Approx balance £1019 although before charges etc £550
• Date last paid Aug 2011
• not paying
• Status default
• Account owner Home Collection Services Ltd

15/2/13 Received 'Will take no further action from CSL, please contact Wescot Directly from now'
15/2/13 Sent Doorstep collection template to CSL
14/2/13 Received a letter from CSL dated 12/2/13, We've not heard from you and you account has been refereed to doorstep collectors.
11/2/13 Sent non compliance with CCA req 'template', allaboutFORUMS - View Single Post - spent2much UE diary
4/1/13 Received from CSL a letter requesting payment, and notification that a doorstep collector will be instructed to visit.
25/01/2013 received from Wescot a door step collection notice threat-o-gram.

^ ^ ^ is this the Santander account which Hoist now own and Resovlecall have written to you about making a home visit on their behalf?

I'm sorry the last post on your thread got overlooked.

Unless you've updated this on your Diary it seems it may be Statute Barred - is that a possibility?

Di

[gregco]

Hi,

Yes I believe it's the same account! - I've not replied to any letters or contact from them since 2013.

Just had a knock on the door from Resolvecall, just asked whether I was me, I said no, he asked whether I knew who I was, I said no and he asked if I knew who lived here recently, I said unsure.

Not sure what I'm supposed to do next?

Greg.

[The Tech Clerk]

he leave a card begging you to ring an office? ignore Resolvecall

[The Tech Clerk]

are details correct no contact since 2013?

[gregco]

are details correct no contact since 2013?

Yup, no contact since 2013. They've been sending letters which have all ended up in the trash.

No, he did not leave a calling card .

Best wishes

Greg.