Getting Back On Track........................Saint X

[Still Waving]

Two letters received re this account. First one dated 31st January 2018 stating a closing balance of £629.39. Interestingly it give a start date of 20 Nov 2006, which I presume makes it UE?

Hi

I assume you mean that because it is pre-2007? Sadly it is not the case that accounts are automatically UE if pre-2007, I think you must have misunderstood. However, it is UE for the time being at least, as they have not yet responded to your CCA74 request for a copy of the agreement.

[Saint X]

Hi

I assume you mean that because it is pre-2007? Sadly it is not the case that accounts are automatically UE if pre-2007, I think you must have misunderstood. However, it is UE for the time being at least, as they have not yet responded to your CCA74 request for a copy of the agreement.

Thanks SW. there is lots that I don't understand to be honest. Thanks to this site for the guidance they provide

[Saint X]

Another phone call today from PRA group. Answer phone message asking me to contact them. No contact made

Saint X

[Roger]

Another phone call today from PRA group. Answer phone message asking me to contact them. No contact made
Saint X

If you have BT they have a free application called BT Call Protect where you can blacklist phone numbers

[Saint X]

If you have BT they have a free application called BT Call Protect where you can blacklist phone numbers

Thanks Roger
I have been sending them straight to answer phone, but will see if they persist

[Saint X]

Another call today from PRA. Same rhetoric as yesterday. I have the option to block these calls on my phone, but am seeing how many I get for now, as they direct straight to answerphone

Saint X

[Roger]

When I get these DCA Calls I keep a Record of the Date and if Possible the time and store this as part of the filing.,
Build up the record of these Calls because there is a harassment letter can be sent!

[Saint X]

Thank you Roger.
I had another one today at 1.20 this afternoon. Treated the same way!

Saint X

[Saint X]

Another call today at 10.28 from PRA group, Same message to contact. Same response

Saint X

[The Tech Clerk]

Harassment by Telephone

[The Tech Clerk]

problem is they can ring you once/twice a day as long as not more than,

but everything in writing you should added dated this the xx day of April 2018!

Sent "RECORDED DELIVERY" and keep receipts on copy of letter!

[Saint X]

problem is they can ring you once/twice a day as long as not more than,

but everything in writing you should added dated this the xx day of April 2018!

Sent "RECORDED DELIVERY" and keep receipts on copy of letter!

Thank you Tech Clerk, much appreciated

[Saint X]

Two more calls received from PRA group. Tues 10th April 2018 at 1.41pm and Weds 11th April 2018 at 3.36pm.
Both calls sent to answer phone. No action taken, regarding contacting PRA

Saint X

[Saint X]

Another call from PRA on my answerphone 12th April 2018 at 1,52pm. Just ignoring them.
Is this the right strategy?

Saint X

[The Tech Clerk]

did you send the letter in writing only