Fredbares UE Diary

[DoTheyMeanMe]

Re: Fredbares UE Diary

what does SiD mean, i assume its to do with the letter i sent.

Fredbare

Sold in dispute

[fredbare]

Re: Fredbares UE Diary

Hi

aahhh, never thought of that, seen it often on other threads too and the penny still didnt drop. Thank you


Fredbare

[fredbare]

Re: Fredbares UE Diary

[QUOTE=fredbare;307338]

Hi an update

Seems rapid recoveries have ignored my cca request, received letter from them stating:

Further to our recent communication regarding transfer of ownership of your balance we have not received your offer of payment. We want to help you and are in a position to offer an instalment arrangement to clear the outstanding balance but we can only do this after speaking to you. Please call us to discuss ways we can help. Alternatively you can make your payment at any post office or paypoint using the barcode below. Until we reach an agreement to clear this balance we will continue to contact you by telephone or letter so we would advise you to contact us to resolve this matter.
Signed MK Rapid Recoveries, no name

They are also telephoning me, I have not answered, even if I wanted to they dont let it ring for more than a few seconds so not enough time to get to the phone.

Thanks fredbare

There is a follow-up letter to the overdraft CCA request, which can be found here -

Bank Accounts - CCA Reply (Part 2) - allaboutDEBT UK

I would also send them this -

Harassment by Telephone - allaboutDEBT UK

SH

i would do a one liner referring them to your SiD

Hi everyone An update to the above

I decided to send them a letter combining pixies one liner refering them to previous letters and requesting all communication in writing. Asked them to remove my telephone number from their records also no doorstep visits and could they read their correspondence and reply accordingly, I didnt send them a copy of my first letter, told them the date it was received by them and who signed for it, let them look for it themselves.

Received a reply from them stating, further to my request for documents they are unable to fulfill my request at this time. They take care to ensure matters are dealt with professionally and are liasing with the OC for the documents. I will be contacted as soon as they receive them.

Very polite letter, mine was quite blunt compared to that.

Thanks everyone, will let you know when I receive anything more, although I wont be holding my breath waiting for documents to arrive as the OC dont have any.

Best wishes Fredbare

[MrsD]

Re: Fredbares UE Diary

a small victory fredbare

How do you know that the OC has no paperwork? Have they admitted that to you in writing?

[fredbare]

Re: Fredbares UE Diary

[QUOTE=fredbare;309752]

Hi everyone An update to the above

I decided to send them a letter combining pixies one liner refering them to previous letters and requesting all communication in writing. Asked them to remove my telephone number from their records also no doorstep visits and could they read their correspondence and reply accordingly, I didnt send them a copy of my first letter, told them the date it was received by them and who signed for it, let them look for it themselves.

Received a reply from them stating, further to my request for documents they are unable to fulfill my request at this time. They take care to ensure matters are dealt with professionally and are liasing with the OC for the documents. I will be contacted as soon as they receive them.

Very polite letter, mine was quite blunt compared to that.

Thanks everyone, will let you know when I receive anything more, although I wont be holding my breath waiting for documents to arrive as the OC dont have any.

Best wishes Fredbare

a small victory fredbare

How do you know that the OC has no paperwork? Have they admitted that to you in writing?

Hi Mrs D

I previously sent a cca and sar request to the OC, I received nothing back except a few statements, also sent complaint to ico for non compliance of sar, not upheld, OC told them terms and conditions were not personal information so no need to supply them. I also received a letter from the OC advising me they had no further information to send me.

The account was bounced around a few dca's for a while and it;s now been sold on.

Yes a very small victory thanks to everyone here, fingers crossed it stays that way. Thankfully the telephone calls have stopped as well.

Best wishes Fredbare

[MrsD]

Re: Fredbares UE Diary

if you have a letter saying they have no more information and cannot comply then that's good and I'd probably use that when the next DCA looms.

meanwhile UE is all about little victories, the more the merrier

so well done

[fredbare]

Re: Fredbares UE Diary

[QUOTE=fredbare;309752]

Hi everyone An update to the above

I decided to send them a letter combining pixies one liner refering them to previous letters and requesting all communication in writing. Asked them to remove my telephone number from their records also no doorstep visits and could they read their correspondence and reply accordingly, I didnt send them a copy of my first letter, told them the date it was received by them and who signed for it, let them look for it themselves.

Received a reply from them stating, further to my request for documents they are unable to fulfill my request at this time. They take care to ensure matters are dealt with professionally and are liasing with the OC for the documents. I will be contacted as soon as they receive them.

Very polite letter, mine was quite blunt compared to that.

Thanks everyone, will let you know when I receive anything more, although I wont be holding my breath waiting for documents to arrive as the OC dont have any.

Best wishes Fredbare

if you have a letter saying they have no more information and cannot comply then that's good and I'd probably use that when the next DCA looms.

meanwhile UE is all about little victories, the more the merrier

so well done

Hi An update

Received letter from mkrr. They'r still in contact with oc and will be in touch when they receive the documents requested. I feel quite sorry for the oc realy (not), the poor things must be worn out looking for invisible documents. Will update you when I hear anything more.

Thanks again everyone

Fredbare

[fredbare]

Re: Fredbares UE Diary

[QUOTE=fredbare;309752]

Hi everyone An update to the above

I decided to send them a letter combining pixies one liner refering them to previous letters and requesting all communication in writing. Asked them to remove my telephone number from their records also no doorstep visits and could they read their correspondence and reply accordingly, I didnt send them a copy of my first letter, told them the date it was received by them and who signed for it, let them look for it themselves.

Received a reply from them stating, further to my request for documents they are unable to fulfill my request at this time. They take care to ensure matters are dealt with professionally and are liasing with the OC for the documents. I will be contacted as soon as they receive them.

Very polite letter, mine was quite blunt compared to that.

Thanks everyone, will let you know when I receive anything more, although I wont be holding my breath waiting for documents to arrive as the OC dont have any.

Best wishes Fredbare

if you have a letter saying they have no more information and cannot comply then that's good and I'd probably use that when the next DCA looms.

meanwhile UE is all about little victories, the more the merrier

so well done

[QUOTE=fredbare;320527]

Hi An update

Received letter from mkrr. They'r still in contact with oc and will be in touch when they receive the documents requested. I feel quite sorry for the oc realy (not), the poor things must be worn out looking for invisible documents. Will update you when I hear anything more.

Thanks again everyone

Fredbare

Hi everyone

An update mkrr have sent me 6 years worth of statements, nothing else, said because it was overdraft there is no agreement and they want paying. Should I send o/d letter number two now? Thank you

I dont owe any o/d its all bank charges, dont think they know that.

Best wishes


Fredbare

[Pixie]

Re: Fredbares UE Diary

Should I send o/d letter number two now? Thank you

I would.

I dont owe any o/d its all bank charges, dont think they know that.

Best wishes


Fredbare

Can you claim the charges back?

[fredbare]

Re: Fredbares UE Diary

Hi Pixie,

Will send the o/d letter tomorrow.

Already tried to claim charges back when claims were stayed for court case. I was refused. O/d been sold on now to mkrr.


Thanks


Fredbare

[fredbare]

Re: Fredbares UE Diary

Hi everyone

Letter part 2 gone, will let you know when I hear anything


Thanks all best wishes

Fredbare

[fredbare]

Re: Fredbares UE Diary

Hi everyone

Letter part 2 gone, will let you know when I hear anything


Thanks all best wishes

Fredbare

Hi

Update Letter from MK

They have still not received offer of payment despite attempts to contact me by phone and letter. Their team would like to discuss the balance and want to help me clear it but cant do that until I contact them. Please call us or use the barcode below to pay.


No response to 2nd o/d letter. Ignore or refer to previous letter?
They have phoned a couple of times so ignoring request for letters only.

Thanks

Best wishes Fredbare

[Never-In-Doubt]

Re: Fredbares UE Diary

Ignore for now.

Ignore calls but keep an eye on them. If necessary utilise the telephone harassment template

[Never-In-Doubt]

Re: Fredbares UE Diary

Ignore for now.

Ignore calls but keep an eye on them. If necessary utilise the telephone harassment template

[fredbare]

Re: Fredbares UE Diary

Ignore for now.

Ignore calls but keep an eye on them. If necessary utilise the telephone harassment template

Thank you Niddy will ignore letter, havent answered the phone to them, only one call today. Will let you kinow when I receive anything else.


Thanks again

Fredbare