Jill7286 Diary

[jill7286]

Re: Jill7286 Diary

Will do, thanks

[jill7286]

Re: Jill7286 Diary

Hi again!!

Received another letter from Fredrickson International on Thursday last week.

You have failed to make an acceptable repayment proposal on this account.

It is not in your interest to ignore this letter. THIS DEBT WILL NOT GO AWAY. Contact us now on 0845 3136604 with your proposals for settlement.

Is this just another one that I should ignore?

Thanks
Jill

[Never-In-Doubt]

Re: Jill7286 Diary

Have they sent a cca request yet? I can't remember...?

[jill7286]

Re: Jill7286 Diary

Have they sent a cca request yet? I can't remember...?

I've not sent a CCA request to Fredrickson, they have had 2 sold while in dispute letters though.

The debt was initially being handled by Allied International who refered back to RBS when I sent a CCA request.

RBS responded to CCA request saying that they could not correspond any further due to me not providing signature and sold the debt on to Fredrickson.

Hope that makes sense!!

[Never-In-Doubt]

Re: Jill7286 Diary

Thanks. Crystal clear.

It's unenforceable then as they are in default of your original request. Bear with me, I'll do a reply to new dca later in week. Having a couple days off.

Niddy

[jill7286]

Re: Jill7286 Diary

Thanks Niddy, you're a star x

[Never-In-Doubt]

Re: Jill7286 Diary

Thanks Niddy, you're a star x

Hiya, in fact I have a template suitable - send this to Fredrickson: ---> Debtors Final Response - No CCA Received

See how that goes down!

[jill7286]

Re: Jill7286 Diary

Hiya, in fact I have a template suitable - send this to Fredrickson: ---> Debtors Final Response - No CCA Received

See how that goes down!

Thanks for that Niddy

Is this still okay to send even though Fredricksons has never had a CCA request, they have has 2 sold while in dispute letters?

[Never-In-Doubt]

Re: Jill7286 Diary

Thanks for that Niddy

Is this still okay to send even though Fredricksons has never had a CCA request, they have has 2 sold while in dispute letters?

A CCA Request is account specific so being you sent one, that is fine. The original creditor or original DCA that had the request is in default meaning anyone else that takes over the debt follow the same principles.

You should respond as advised in my last post, yes - that is correct. :niddy

[jill7286]

Re: Jill7286 Diary

A CCA Request is account specific so being you sent one, that is fine. The original creditor or original DCA that had the request is in default meaning anyone else that takes over the debt follow the same principles.

You should respond as advised in my last post, yes - that is correct. :niddy

Cheers matey, will get it sent off today!!

[Never-In-Doubt]

Re: Jill7286 Diary

Cheers matey, will get it sent off today!!

Best of luck, keep us updated

[jill7286]

Re: Jill7286 Diary

Hiya Niddy

2 lovely letters through this morning

1st one form Bryan Carter Solicitors dated 4th March

We write with regard to this outstanding debt.
Payment must be made in full within the next fourteen days failing which we will recommend to our client that proceedings be issued without further notice.
Should proceedings be issued, additional charges will be added to the existing balance.
Before the account is referred to us to litigate you still have an apportunity to contact Fredrickson International with your payment proposals.

2nd one from Fredrickson International dated 7th March

We thank you for yourcommunication regarding this account.
We have referred the matter to our client and will revert to you as soon as we are in receipt of instructions.
In the meantime, we confirm that we have placed the account on hold

Should I send a copy of the letter from Fredrickson Int to the solicitor so that they know the account is now on hold or should I just ignore.

[Never-In-Doubt]

Re: Jill7286 Diary

Hiya Niddy

2 lovely letters through this morning

1st one form Bryan Carter Solicitors dated 4th March

We write with regard to this outstanding debt.
Payment must be made in full within the next fourteen days failing which we will recommend to our client that proceedings be issued without further notice.
Should proceedings be issued, additional charges will be added to the existing balance.
Before the account is referred to us to litigate you still have an apportunity to contact Fredrickson International with your payment proposals.

2nd one from Fredrickson International dated 7th March

We thank you for yourcommunication regarding this account.
We have referred the matter to our client and will revert to you as soon as we are in receipt of instructions.
In the meantime, we confirm that we have placed the account on hold

Should I send a copy of the letter from Fredrickson Int to the solicitor so that they know the account is now on hold or should I just ignore.

Just send a copy of this: ---> Threat by Lender/D.C.A - To commence litigation Along with the letter from Fredricksons to Bryan carter, yes.

[jill7286]

Re: Jill7286 Diary

Just send a copy of this: ---> Threat by Lender/D.C.A - To commence litigation Along with the letter from Fredricksons to Bryan carter, yes.

Thanks Niddy
Sent the above off on Friday and have received a reply today from Fredrickson International dated 11th March 2011.

We thank you for your recent communication, however we need to discuss this matter with you.

Could you please call our office on 0845 3136604. The account has been placed on hold for 10 days. Please note further action may be taken if you do not contact us immediately.

I presume these have crossed in the post so will ignore just now.

Thanks again

[MrsD]

Re: Jill7286 Diary

I would ignore it too, you are right, it looks as if they've crossed.