Halifax BOS Debt & me

[Undercover Elsa]

Re: Halifax BOS Debt & me

Attachment removed...bear with while I remove barcode and reupload :

Thanks Fred..

Edit, there was quite a bit of ID on there, including a crafty address reference in the last paragraph. Sneaky beggars!

[Undercover Elsa]

Re: Halifax BOS Debt & me

In respect of the letter content, I don't think it merits a response. Hang in there

[jinjoe]

Re: Halifax BOS Debt & me

A quick update i received another letter offering a reduced settlement of £1,500 from the overall outstanding balance, obviously i'm not paying a single penny and am keeping quite, just letting you guys know

[Undercover Elsa]

Re: Halifax BOS Debt & me

I agree Jinjoe, if it was me I'd not respond. Just keep an eye on the tone of the letters and let us know about each one.

Elsa x

[jinjoe]

Re: Halifax BOS Debt & me

Hi i thought i'd gotten rid of the collectors hassling me for money but in the past few days i've been receiving new letters from 1st Credit, today i received another letter of which i have attached a scan, how should i reply to this, they even kindly sent me a 2nd class reply envelope.

[Undercover Elsa]

Re: Halifax BOS Debt & me

It's what always happens, they know it's uneforceable so they just keep passing it from one DCA to another to see if you'll crack.

1st Credit are debt buyers but they're just acting as agents with this. It's not particularly threatening, I'd personally ignore it.

Niddy has ways of dealing with 1st Credit if they get serious, so in one way better with them than anyone else