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  • #46
    Re: Egg, Lowells, Barclaycard help..

    UPDATE.
    Response to my complaint below.
    Di or Niddy what shall I do about the letters from Lowells? I can't ignore them until I get a settlement on my PPI can I??
    Attached Files

    Comment


    • #47
      Re: Egg, Lowells, Barclaycard help..

      Originally posted by sam View Post
      UPDATE.
      Response to my complaint below.
      Di or Niddy what shall I do about the letters from Lowells? I can't ignore them until I get a settlement on my PPI can I??

      This letter is from EGG is standard, as the first confirmation response in regards of your complaint, the FSA have also given the main of them more time, you could though let them know about the hardship your currently under and ask if they could discreetly sort of fast track this if possible.

      I will try getting hold of Niddy on this as well for his opinion on this. x

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      • #48
        Re: Egg, Lowells, Barclaycard help..

        Thanks Di.. See what Niddy says first then you think..

        Comment


        • #49
          Re: Egg, Lowells, Barclaycard help..

          Originally posted by sam View Post
          Thanks Di.. See what Niddy says first then you think..

          Hi Sam,

          Yes I think that would be best.
          I have left Nids a message and I'm sure he will be along soon x

          Comment


          • #50
            Re: Egg, Lowells, Barclaycard help..

            Originally posted by sam View Post
            Yes but I tried £300 and £400 last year and we're doing this ppi reclaim?
            I just wanted to know whether to write something to Lowells while we're waiting for the ppi claim or leave it as they just sent me this letter?
            If you think we can pay it off at £200 - £400 and wait for the ppi claim to come in then yeah as long as they don't get the refund aswell as my F&F..
            I would send Lowell a quick note with a copy of the Egg letter saying that you're reclaiming PPI which could expunge the debt and so you're politely requesting they put the account on hold until after they sort your reclaim, as you aint paying anyway!

            That ought to keep them at bay for now....
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • #51
              Re: Egg, Lowells, Barclaycard help..

              Thanks Niddy.
              This any good Nid..

              I have entered a complaint with EGG and will be reclaiming my PPI back which could empunge the debt. So I'm requesting you put the account on hold until after the claim has been sorted out.
              I have attached the letter from EGG stating this.

              Comment


              • #52
                Re: Egg, Lowells, Barclaycard help..

                RESULT .....

                Well I received a cheque this morning for £295.16 from those nice Egg people..

                Thanks Di and Niddy..

                OK Niddy what's our next move on the F&F offer to Lowells.

                Comment


                • #53
                  Re: Egg, Lowells, Barclaycard help..

                  Well done Sam, that is fab, good work.
                  I'm sure Niddy will be along soon x

                  Comment


                  • #54
                    Re: Egg, Lowells, Barclaycard help..

                    I emailed Niddy but got no reply which is unusual! Is Niddy busy with something?

                    Comment


                    • #55
                      Re: Egg, Lowells, Barclaycard help..

                      Sorry hun, maybe receiving stacks of messages i expect lol, i shall try for you ok x

                      Comment


                      • #56
                        Re: Egg, Lowells, Barclaycard help..

                        Originally posted by sam View Post
                        I emailed Niddy but got no reply which is unusual! Is Niddy busy with something?
                        Sorry mate - yea heaving with site stuff just now! Read the important announcement threads - it's tells you my whereabouts to an extent!

                        Ok f&f - just do me a fave and recap for me. I'll be back by 6 - got stuff to sort out but am here till 7am now so will pop back later

                        I got your email but got sidetracked. Sorry mate.
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment


                        • #57
                          Re: Egg, Lowells, Barclaycard help..

                          Sorry - ignore above!! Ok so you owe £2200 or so and got the refund direct yea? We need to sort Lowell an offer....?

                          How much can you afford, I mean top line, to clear this?

                          As I say I'll pop back round 6pm
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment


                          • #58
                            Re: Egg, Lowells, Barclaycard help..

                            £2138.45 owed to Lowells so we need to sort an offer out.
                            £295 I received back from EGG direct for the PPI claim.
                            I can afford £500 - £600 maximum.
                            I offered £300 then £400 F&F last year but both offers were refused. So we continued to challenge them on the "aproved limit" issue but got nowhere with it.

                            Comment


                            • #59
                              Re: Egg, Lowells, Barclaycard help..

                              Ok bear with me. I'll post template to send later
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment


                              • #60
                                Re: Egg, Lowells, Barclaycard help..

                                Thanks Niddy, your a star.

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