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  • #1

    Default Question

    Hi Everyone,

    I have a quick question regarding defaults.

    I know they last for 6 years but remain on your file for a few weeks after until they disappear.

    During those few weeks, are they still visible if a lender were to do a search or are they only visible for the actual 6 years?

    Thanks in advance,
    Beefy
    Tags: 2015, account, default, defaulted, defaults, equifax, experian, monitoring, services, thank you
  • #2
    Re: Default Question

    It's usually only Equifax that are slowcoaches in removing them.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #3
      Re: Default Question

      As Riz says; however if you can see them then so can a possible lender.
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #4
        Re: Default Question

        Thank you - I will sign up to the monitoring services and hope they remove it quite quickly.

        Thank again.

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        • #5
          Re: Default Question

          I have just had a look on Experian and whole account has gone completely however Equifax have put the account into the closed section but it is still showing as defaulted.

          It says 'reported until - February 2015' - Hopefully this means it will disappear next week with a bit of luck!

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