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  • #1

    Defaulted twice and default after paying

    Hi

    Just a couple of questions on my credit file, I have 2 queries I have a loan which I am paying monthly which I defaulted in 2007, but im paying them now reduced amounts and have been since late 2007 I missed 2 or 3 payments I think. But the default date says last month ??????????? Very confused by this can anyone shed light as to why this would be

    Also I had an overdraft which I paid off in 2010 but the credit report shows an outstanding balance and default

    Any advice on what I should do
    Tags: abi, advice, credit, date, debt, defaulted, holidays, kids, loan, monthly, online, overdraft, paid, paper, payments, questions, reading
  • #2
    Re: Defaulted twice and default after paying

    Originally posted by sarah76 View Post
    Hi

    Just a couple of questions on my credit file, I have 2 queries I have a loan which I am paying monthly which I defaulted in 2007, but im paying them now reduced amounts and have been since late 2007 I missed 2 or 3 payments I think. But the default date says last month ??????????? Very confused by this can anyone shed light as to why this would be

    Also I had an overdraft which I paid off in 2010 but the credit report shows an outstanding balance and default

    Any advice on what I should do
    Can you screen print (if you're reading it online) or scan the page (if paper copy) and send it me to look at then i'll be able to advise better...... Basically just the entries for this related debt, however many there are - then i'll be able to explain it to you in detail and advise what to do next!
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Defaulted twice and default after paying

      Its an online one so not sure how to get copy iykwim ??

      Comment

      • #4
        Re: Defaulted twice and default after paying

        Originally posted by sarah76 View Post
        Its an online one so not sure how to get copy iykwim ??
        Take a screen print, so basically press Ctrl and C at the same time, then go into paint and press Ctrl and V and it'll paste it, then just crop it....

        Simples....
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment

        • #5
          Re: Defaulted twice and default after paying

          Hi I have done it :-) hope sent it right

          Comment

          • #6
            Re: Defaulted twice and default after paying

            Originally posted by sarah76 View Post
            Hi I have done it :-) hope sent it right
            I need a screen print, not a copy/paste as all the info merges.....

            Cheers
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment

            • #7
              Re: Defaulted twice and default after paying

              hi been abit mad with school holidays, hopefully will get back on it after the kids are back at school :-)

              Comment

              • #8
                Re: Defaulted twice and default after paying

                Originally posted by sarah76 View Post
                hi been abit mad with school holidays, hopefully will get back on it after the kids are back at school :-)
                Okies, have a good half term with the kids
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment

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