(Un)Reliable Collections

[Never-In-Doubt]

Re: (Un)Reliable Collections

Something else I remember, I sent them a letter telling them I'm putting the Acc's in dispute, doesn’t that mean they can't do anything with the accounts.

no, it means nothing (legally or otherwise).... don't worry about this too much,.

[Never-In-Doubt]

Re: (Un)Reliable Collections

Previous ones that you deleted as I accidentally left pers d on them, now omitted and reposted.

[EDIT]
Post #66

yes and that is a statement - what do you want me to say? File it away with all the other statements, do you usually write when the bank sends a monthly statement? I don't

[pooky2483]

Re: (Un)Reliable Collections

It's not <just> a statement, read the contents

[Never-In-Doubt]

Re: (Un)Reliable Collections

It's not <just> a statement, read the contents

I have and it's irrelevant - as I say, you can ignore this - it IS classed as statement junk, they write on different paper when its a formal letter.........

Every time you miss a payment they have to (in line with OFT rules) send a pre-default notice which tells you of any charges and possible action - that is what is shown in the post above, ie a statement

[pooky2483]

Re: (Un)Reliable Collections

I have and it's irrelevant - as I say, you can ignore this - it IS classed as statement junk, they write on different paper when its a formal letter.........

Every time you miss a payment they have to (in line with OFT rules) send a pre-default notice which tells you of any charges and possible action - that is what is shown in the post above, ie a statement

OK, thanks. Sorry to be a pain but I just wanted to be sure in the fact that I can ignore it as I have sent them the UE letter. Am I right in thinking (hopefully) I can just forget it now?

[pooky2483]

Re: (Un)Reliable Collections

Just got a FINAL NOTICE from Ambrose Wilson.
That's after sending (Un)Reliable Collections an letter, and then finding out that RC gave the debt back to AW for some reason. Should RC have forwarded AW a copy too or will I have to send AW their own letter?

[CleverClogs (RIP)]

Re: (Un)Reliable Collections

Just got a FINAL NOTICE from Ambrose Wilson.
That's after sending (Un)Reliable Collections an letter, and then finding out that RC gave the debt back to AW for some reason. Should RC have forwarded AW a copy too or will I have to send AW their own letter?

Yes, send them a copy, as the whole outfit seems to be so severely cephalo-proctally intromitted that none of them can get their paperwork quite in order.

[jon1965]

Re: (Un)Reliable Collections

Is that a final notice, or final final notice or a final before action final notice?

[pooky2483]

Re: (Un)Reliable Collections

Is that a final notice, or final final notice or a final before action final notice?

Just a 'FINAL' Notice.

I love their wording too, Despite our best efforts to talk to you and agree proposals that suit your current financial situation, you continue to ignore our help.

Best efforts to talk to you - how, by just sending me the usual monthly statement?

Agree proposals - again, how?

You continue to ignore our help - what help?

[Never-In-Doubt]

Re: (Un)Reliable Collections

Just send a copy as per cloggy reply above. Keep em in the loop so to speak.

[CleverClogs (RIP)]

Re: (Un)Reliable Collections

Just send a copy as per cloggy reply above. Keep em in the loop so to speak.

One would surely prefer to keep the buggers in the noose.

[pooky2483]

Re: (Un)Reliable Collections

Just send a copy as per cloggy reply above. Keep em in the loop so to speak.

Have done, printed 'copy' letter and it's in envelope addressed to AW and waiting to send Recorded Delivery tomorrow.
I've also asked them to forward a copy to JD Williams as they need a copy too.

[pooky2483]

Re: (Un)Reliable Collections

Just got the usual statements from AW & JD, along with more £12 charges being added and that RC now have the AW account (again). Seems they are completely ignoring my letters or are just plain stupid as I sent one to RC and then not that long ago to AW... DIMWITS

[Never-In-Doubt]

Re: (Un)Reliable Collections

Just ignore, keep us updated please

[pooky2483]

Re: (Un)Reliable Collections

Got letter back from (UN)Reliable Collections.
They agree but say as I am not paying, they’re going to put a default marker on my credit file. I'm no genius but I figure they cant do that if there’s no signed agreement saying I will pay so on what grounds are they doing that. They cant touch my credit file!

Have a read...