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  • Final Notice - Potential LBA?

    Hey guys,

    Received a letter from MKRR statng the following:-



    What do I do?

    I sent a CCA request last year to Barclaycard who then provided just T&C's, I then sent the T's&C's template and never heard anything back, Niddy said if thats all...
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  • Request a retrospective default or retain payment history?

    Hi all and thanks for reading. I have recently finished a DMP and I am looking for some advice on improving my credit rating with a view to applying for a mortgage, as I finally start toget my finances back on track. My situation is as follows: Thedefaults registered on my account are due to fall...
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  • patchouli
    started a topic Dual citizenship - USA / UK

    Dual citizenship - USA / UK

    Can someone tell me please, if anyone knows... Do my boys HAVE to have both US and UK passports. (Mother UK - Father US with perm' leave to stay)

    We were told back when I arranged their PP that they HAD to have both, they could leave the UK on a UK PP but to return they would need both....
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  • Shadow2981
    started a topic Template for SAR non-compliance

    Template for SAR non-compliance

    Hey,

    Is there a template letter anywhere for raising a complaint with the ICO for non-compliance to a SAR (HSBC)?

    It has been 20 out of the 40 days since receipt of the SAR (PoD + Signature evidence) - and Postal Order still hasn't even been banked - and an email reminder...
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  • Taxman to cut time allowed to reclaim overpaid tax

    If you believe you are owed tax, then you need to get your skates on. HM   Revenue & Customs is cutting the time allowed to reclaim overpaid tax by two years between now and April. Taxpayers have traditionally had almost six years to reclaim any money that has been overpaid to HMRC. But by...
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  • flo5
    started a topic Barclaycard getting stroppy part 2

    Barclaycard getting stroppy part 2

    Hi

    Sent Barclaycard a cca request They sent Terms and conditions and unsigned agreement and passed onto Mercers - I replied with attachment. Mercers have passed onto Resolvecall who made a doorstep visit today. I was answering door to postman when the man appeared and asked for me l told...
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  • Help with MBNA and their CCA

    Hi, I was wondering if you could help me. I sent all the official letters with all the time lines to request a copy of the CCA I had with an old credit card (they gave me when I didn't even have a job!). They have sent me back a copy of the application form and then an over photocopied Credit Agreement...
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  • Numpty Monkey
    started a topic Referral links

    Referral links

    In order to stop the site getting bogged down with referral links on other boards or threads and possible spamming

    Referral Links are a way of getting people to join sites you use, that you think are worth while joining. Most sites offer rewards for people joining via your link
    ...
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