I have been married to my wife for 18 years. And our house is in my name only, she is not on the mortgage and doesn't pay any of the household bills.
When we met, she had a small flat, it was mortgaged. the flat was eventually repossessed and sold at auction.

She is currently paying...

Hi Guys, not sure if this is in the right place. just wanted some advice. My sons girlfriend has had a 25% share in a small company with an ex boyfriend for the past 20yrs, he takes all the profits and pays her a wage. Both are directors and both are share holders although she only has 25%. Part of...

Hi everyone, this is the first post in my diary - hope I've followed the instructions ok!
I have a number of debts but it has been pretty quiet over the last 18 months so I wont post details of the others but I have recently had a few letters on this one so have given the complete background from...

I have just had it confirmed officially (after many years) that my pension policy I bought in 1987, and about to mature in March this year, has restrictions in it which were
not told to me.

Specifically I was quoted, back then, 'potential' retirement pension of over £15k..then other...

Hi this question is not for me but for a disabled friend. I am not sure where it should go. I have to go out now so won't be back till later.

My friend and her ex husband had their house repossessed in 2000. This left an £11k shortfall on the mortgage. I discovered yesterday that...

As requested by Bill-K, I've started this thread with an example of MBNA understating PPI redress by some 42%. Below is a reposting from the "...2 spare stamps" thread:

Hi a newbie here with an interesting, perhaps even outrageous, example of MBNA understating PPI recompense....

PPI: Compensation payouts could have £1bn shortfall

This is a duplicate of the Blog Entry made on 5th June 2014 10:35.

*Some leading banks may have underpaid compensation certain customers are due for mis-sold Payment Protection Insurance, the BBC has learned.* One......

Lloyds accused of short-changing PPI claimants

This is a duplicate of the Blog Entry made on 25th March 2014 14:48.

*Lloyds Banking Group has been cutting the compensation it pays to payment protection insurance (PPI) claimants, a BBC investigation has revealed....
...

Hi guys,

Do you know if mortgage lenders allow you to sell and carry over the shortfall onto the new mortgage? We are in negative equity, house needs loads done to and it's really not worth spending the thousands on doing it - plus we don't have the money to do it!! There are some new builds...

Hey guys.

Had a letter today from my nans care home claiming she owes over 3k in resident fees mainly from 2002.

Must say i was very disgusted at the cheek of the letter.

Basically what happend was, my nan was in a care home in southend, which Tower Hamlets Council,...

Hi this is 1 for Plan B please,
Having problems with mortgage long story short, will be going back to court soon lender trying for repo we hope to win but my question is we have noticed on mortgage statement a charge for litigation 2012 over £500 we...

Barclays stock hit by £5.8bn cash call to plug shortfall

This is a duplicate of the Blog Entry made on 30th July 2013 19:04.

Barclays will issue £5.8bn in new shares as part of a move to plug a £12.8bn capital shortfall created by new regulatory demands. The bank will......

I really need some advice I have a mortgage shortfall debt of about 29k which the lender defaulted me on in 2009 they have been chasing me for it since last year I told them my situation asked for them to write it off they have chose to ignore it and I even sent them a full and final offer they chose...

Rise in homes repossessed by lenders


------> http://www.bbc.co.uk/news/business-22463600

Not sure if anyone can help with this but my Mum is 69 and is still working full time. She split up with her husband 6 years ago and ended up having to take a £40K mortgage on her house which is now worth around £160K. She also took a car PCP out last year which she pays back at £200 a month. ...