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  • LeeC
    started a topic full and final offer advice needed

    full and final offer advice needed

    so wageday advance accepted my final offer but it looks like i will still have a bsalance, whats the best way to reply to this please?

    From:
    Sent: 04 November 2016 13:31
    To:
    Subject: FW:


    Good Afternoon,

    As per our the email response...
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    Last edited by Pixie; 4 November 2016, 17:01.

  • lottiesdad
    started a topic The business of debt.....

    The business of debt.....

    Hi all,I have just found this site,if only I had found it a few months ago!

    I have not read the entire site and no doubt my question/comment has been asked and answered several times already........

    Anyway, has anyone successfully argued at the small claims court that the debt...
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    Last edited by SaltnVinegar; 7 June 2016, 11:35. Reason: Edited formatting

  • Jaffacake
    started a topic time to sort this mess out

    time to sort this mess out

    Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.

    my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats
    ...
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  • stuckinarut
    started a topic Stuckinarut UE Diary

    Stuckinarut UE Diary

    my question is this. been an a dmp since 2008. and it ended on 4th march this year. due to it not being a suitable product cos of the shake up with the companies that give advice etc. so to save a long story. i/we will have 1 cc still with cap one 1 overdraught 1 personal loan. 3 cards. these are with...
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    Last edited by stuckinarut; 12 April 2016, 22:28.

  • [CLOSED]Continues in AAD+ Arrow Global Guernsey Ltd (Restons) v Smallpaws

    Your AAD Forum Username

    Smallpaws

    Name of Claimant

    Arrow Global Guernsey Ltd

    Name of Claimant's Solicitors

    Restons

    Claim Issue Date

    23 February 2016

    Who Signed the Claim Form?

    The Solicitor Firm
    ...
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    Last edited by Deepie; 25 February 2016, 16:26.

  • JLC
    started a topic My Journey with DMP's CCA's and PPI's

    My Journey with DMP's CCA's and PPI's

    Hi all!

    My debt management journey.

    Having stupidly tried to run a business and got into a lot of debt, I eventually gave up in 2015.

    In the late 90's and early 00's I got quite a lot of credit cards and equipment leases. In the 00's it was mainly to help...
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    Last edited by JLC; 12 February 2016, 19:50.

  • Kiko
    started a topic DIY DMP - Stick or Twist

    DIY DMP - Stick or Twist

    Hi Folks,

    Bit of background on my situation.

    I am a gambling addict (although haven't gambled since the end of May) and have racked up debts circa £30k (listed below). Originally I contacted a DMP Service that you paid for. I had arranged them to come to my house for a meeting,...
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  • Nationwide building society - Guardian Royal Exchange...Endowment Policies...

    I know it's a bit late in the day to be asking about this, but many moons ago we took out a mortgage with nationwide when endowment policies were the hot thing. It's so long ago,,,around the 1980's I think. We also took out a second policy with them as we had an additional loan to do some work on the...
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  • cymruambyth
    started a topic Settlements

    Settlements

    I may be in a position to clear 3 cards that are still being paid, but the template letter doesn't really cover my situation! All 3 have had arrangements for over 10 years and have long dropped off CRAs. All are between £3 and £4,000 and payments of £10 or £15 are being made; they are with the original...
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  • Credit Cards when Disability Hits Us (2) - Aqua

    Starting a thread here for my Aqua credit card, which I am now unable to repay due to the onset of my wife's debilitating illness over the past year or two. The initial story starts in my other thread here, and involves two card accounts:-

    http://forums.all-about-debt.co.uk/showthread....
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  • m4rc
    started a topic Aged Debts- when do they cease being an issue?

    Aged Debts- when do they cease being an issue?

    Hi, I have read so much stuff in the last month and although I have learnt loads I am still a bit confused.

    My partner has a big pile of relatively small debts - JD Williams Jacamo and all that lot plus Mext and maybe a couple of others. They vary from £100 ish to £1200, I doubt there...
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  • Beefy1976
    started a topic Section 75 Claim For Unfinished Building Work

    Section 75 Claim For Unfinished Building Work

    Hi Everyone,

    I am after some advice as to whether I could claim under section 75.

    I had some building work completed in June which was to install some drains on my existing patio and at the same time, install a soak-away and extend the patio.

    Most of the work was...
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  • Daddy Gremlin
    started a topic F&F Settlement offer

    F&F Settlement offer

    HI,


    I have used the excellent templates on the website to seek F&F settlement offers from my creditors, I offered approx. 30% to all creditors.


    I have received letters from a few of the creditors stating they are willing to settle on these terms.
    ...
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  • Debts and Full and Final settlement?

    Hi Everybody

    Im posting this on behalf of a relative. He's really at his wits and so down about this situation.

    He has debts with

    HSBC -loan, card and overdraft. Loan was from 27/03/2007 for £5000. I'm. not sure about the other dates
    not sure about the...
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  • andy9137
    started a topic andy9137's UE Diary

    andy9137's UE Diary

    Cheers and hello -

    I will give you some back ground info and hope somebody will be able to offer some advice?

    My Wife and I are on a DMP being managed by step change - we started at £63,000 of unsecured debt back in 2009 and now owe £48,000. Debt free is scheduled for 2032...
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