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  • Had IVA - which ex creditors allow fresh start after 6 years

    I understand that after 6 years my credit file will be clean, but which of my ex creditors will allow a fresh start after 6 years

    Interested in
    Barclays/Barclaycard - Most of my debts were with barclaycard, no barclays account pre IVA
    Tesco
    HSBC - they seem very strict,...
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  • RBS PPi Refund Offset against Existing Debts

    Hi Please can someone help, I see from this thread -> http://forums.all-about-debt.co.uk/s...omeone-help-me you have had a similar problem, I have recently claimed PPI back from Nat-west, it was upheld and payment was due to be paid to me, I received a text yesterday...
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    Last edited by Never-In-Doubt; 14 July 2015, 10:07. Reason: admin edit

  • Grassy_K
    started a topic New TSB Basic Account

    New TSB Basic Account

    I needed to open a new basic account for personal reasons this month, but with a trashed credit profile and bad debts to most of the high street names, it was a bit of a search - but I eventually settled on, and was accepted for, the TSB Cash Account with no problems.

    The TSB is a "new"...
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  • SA Gold
    started a topic Moving money about

    Moving money about



    I have balances on a Flybe and Tesco Mastercard that i am hoping to port over to an Interest free card with view to paying off ASAP.

    My most recent default was June 2011 so I called my Bank (lloyds) to see if i was showing eligibility for one of their balance transfer...
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  • daisy
    started a topic Barclays Mortgage.

    Barclays Mortgage.

    I've gone and done it again, I'm in a financial mess and digging frantically :-(
    My mortgage is with Barclays, there is also a loan and I'm overdrawn by £2800, so please may I have some advice.
    If I have my wages paid into a different account and transfer the direct debits for the mortgage...
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  • I can't afford my current account anymore. Need help please

    To keep it short and simple, i cannot afford my barclays additions+ account any more. From the 16th june this year, i will be charged £1.50 per day due to barclays new overdraft charges. I'm £1600 into an agreed £1750 overdraft. I already pay £16 per month for the account, so that will be £60 per...
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  • TibetanMonk
    started a topic Credit - Will I ever get some again

    Credit - Will I ever get some again

    Hey guys,

    As you may or may not be aware, my partner is expecting. I joined this forum in hopes of sorting out my debt once and for all, however, this appears to be long term rather than short term. Call it naievity.

    I have around £9-10k worth of debt, the majority of which...
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  • patchouli
    started a topic Patch's Diary

    Patch's Diary

    OK here goes... wow it's so bad















    Barclays CC - CCA path started - £2,481

    Barclays Gold CC - CCA path started - £1,664

    MBNA CC - Link - CCA path started - £2...
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    Last edited by patchouli; 3 August 2016, 16:47.

  • What's the deal with reclaiming charges now?

    I had a current account in arrears etc owned by Lowell's now (details on my UE diary).
    When I was younger I accumulated over £2200 in charges fee ranged from £20 - £39.I put in a claim in 2008/2009 when I started to struggle financially it was when the test case was going on, claim denied...
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    Last edited by Loopyloo; 28 November 2013, 22:05. Reason: Spelling

  • Fred Bassett
    started a topic SB Question

    SB Question

    I have 4 outstanding accounts that I am not paying. The last payment on these was to the CCCS when I was in a Debt Management Plan. They then divvied up the money to my creditors at the time. The last payment I made to CCCS was in November 2007. My payment would have been made around the 27th/28th...
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  • MBNA Reclaim PPI although debt sold??

    Hi,

    I owed over £10k to MBNA on a credit card taken out online circa 2003 - change in circumstances meant payments were not fulfilled, defaulted and eventually sold to a DCA. After getting a CCJ (which I subsequently got removed with some help) I have agreed a full and final settlement...
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  • 1NightInIbiza
    started a topic Banking within same group

    Banking within same group

    Just wondering about banking within the same group that have defaulted you.

    I know there is the right for the same company to set-off/nab funds from other accounts if you are in arrears. Does that apply to the group? And would it apply at all after a default?

    I ask because...
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  • Life after debt - coming back from the dead

    Time has cleansed the credit record in any case but being away, numerous moves and no association with previous addresses have left a fairly blank credit file. However, full rehabilitation won't be achieved until we've bought a place to live and so forth. And here is the problem.

    In the...
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  • Enforcer
    started a topic Barclays Advance Account

    Barclays Advance Account

    I have been searching the net for information on this Advance Account for several years. Hardly anything to be found. I remember that they wrote to say that they were withdrawing it.
    Have now found the letter January 2011 "We are withdrawing our Advance product." withdrawn on 25 March...
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  • philnicandamy
    started a topic co op cashminder

    co op cashminder

    ah the bankrupts bank of choice (or so I thought)

    been bankrupt 6+ yrs now cleaned credit files etc and watched everything drop off credit files 12th March 2012...asked a couple of times if I could have the account upgraded they said once i'd been BR 6yrs they would chat

    Last...
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    Last edited by philnicandamy; 17 May 2013, 17:39.
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