Hi All
As part of my journey back from Bankruptcy, I have three Credit Cards:
Vanquis £4000 Limit
Aqua £4350 Limit
CapitalOne £1750 Limit
I've just come into some money and cleared all balance on those cards.
My credit rating is still...
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Credit Cards - To close or not to close?!
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Robinson Way / HPH2 LTD - Howard Cohen & Co
Can anyone give advice on the following letter from Robinson Way;
"We have received notifiaction from the Court that the Attachment of Earnings application isued against you has been dismissed. Please be advised that as your account is still subject to a County Court Judgement, you... -
can debtor force which of the offers for my property is accepted to my disadvatage
In addition to my house I have a commercial property under separate title. My house is not involved. A private individual, a long-term colleague, made a short term high value loan to me so I could satisfy a serious debt issue. I agreed to sell the commercial property to repay. I am nearly 70 and was... -
Payday firm CFO Lending forced to repay £35m to borrowers
Payday firm CFO Lending forced to repay £35m to borrowers
This is a duplicate of the Blog Entry made on: 19th September 2016 12:17
A payday lending business has been forced to repay £35m to its borrowers for a catalogue of wrongdoings....
The company took money from its -
Amex to let cardholders use Membership Rewards points to pay off their balances
Amex to let cardholders use Membership Rewards points to pay off their balances
This is a duplicate of the Blog Entry made on: 10th June 2016 13:20
American Express has added a new feature to its Membership Rewards scheme, meaning cardholders can use their rewards points to clear... -
Unsecured debt
Thank you for accepting me to the group.
Some years ago now, I had a mental breakdown, I didn't work for a year, and I lived on credit cards/overdraft/loans.
I understand that I borrowed the money and I need to repay it.
I'm on a debt management plan, with step... -
Fraud allegations in pension sales
Fraud allegations in pension sales
This is a duplicate of the Blog Entry made on: 8th December 2015 15:50
Salesmen have told the BBC they lied and forged to persuade investors to part with pensions worth £100m....
The money was invested in buying storage units from Lancashire-based -
Unenforceable?
I have an unregulated loan with Firstplus for £73,000 and got my PPI paid back to reduce my loan amount which gave me a couple of issues. Firstly, I never wanted it paid back to reduce my amount but I never had that option, secondly, I have only signed the loan agreement once so was it the loan I signed... -
Worried sick about overpayment
So glad i have found this forum three weeks ago a letter arrived from the DWP telling me i had a interview with a compliance officer i had to google what this was and found out it was some sort of fraud investigator.So i rang the number on the letter and was told that i was over the limit of £6000... -
threatened with court action on old alleged debt (complicated)
Hi,
I was a member of the forum several years back and got some very helpful advice when going through a bad patch. First time back on here for ages as a problem has just loomed up and need to just gather some helpful opinions on the best way to procede.
Just received a... -
Payday lending: Quick Quid owner agrees to refund £1.7m (CashEuroNet)
Payday lending: Quick Quid owner agrees to refund £1.7m (CashEuroNet)
This is a duplicate of the Blog Entry made on: 4th November 2015 12:03
A payday loan company has agreed to refund thousands of customers who took out loans they could not afford....
Up to 4,000 customers -
DCAs and CRAs
Hi all
Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc
So my...
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Pre Action Protocol Letter Received!!!!
HELP
I've received the following email from a DCA
INTENDED LEGAL ACTION PRE-ACTION PROTOCOL
Date of Notice :08/10/2015
Agreement Number :PP
Dear TibetanMonk,
Outstanding Balance: £397.60
Intended Action:... -
Claim compensation if a company gives out your personal information without your permission
Claim compensation if a company gives out your personal information without your permission
This is a duplicate of the Blog Entry made on: 30th September 2015 10:33
Customers are being encouraged to claim for compensation if a financial company gives out their personal information... -
[CLOSED] - Continues in AAD+ - Advice needed about mortgage
I have an interest-only mortgage, due to be repaid very soon - months. I have had no problems with the mortgage, but I have a poor credit rating at present.
The house is currently on the market, after having looked at other options which might be available - there are none. My income is low, and...Last edited by DoubtingThomas; 28 September 2015, 22:49.