Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the...

Hello I would appreciate some advice.

I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll...

Interesting. We all know that debt purchasers pay peanuts for defaulted accounts, but there it is in black and white, buried in Cabot's latest financial report.

They paid an average of just 15.1p per £ in the last quarter, that's down from 20p in the £ in the same quarter last year....

I expect this already been posted, but its one to come and I am aware of a list of banks but its not an official list, I can of course add them on here if you want me to. But it is said that the OFT are expected 17 banks to refund over £149 million.

More on the story below, but am going...

£1.6bn of judgments against consumers in 2013!!

This is a duplicate of the Blog Entry made on 13th February 2014 14:06.

"Consumer debt is still at dangerously high levels" with "536,700" county court judgments against consumers in 2013 and "602"...

As some of you may know I had a right battle on with the Co-op bank, FOS and many DCA's over Payment Protection Insurance, this was over two years ago and thought it had been settled to both mine and the banks satisfaction indeed the letters that I will post here prove that.

Due to the...

Hello, hope you can help me. This is going to be a long one so I am sorry...

I had a Halifax current account which started in October 2008 with an overdraft facility. I started university in March 2009 and in August 2009 due to personal troubles, I had to move out quickly and move in...

Hello - was recommended to check this site out.

Whilst I am currently asking Apex/Cabot for a CCA request, I rummaged and remembered that on my Barclaycard I asked one from them in March 2012. I forgot totally about it and I don't think they've found a signed copy.... just need to check...

http://www.bailii.org/ew/cases/EWHC/QB/2012/2402.html

The Assignee of a credit agreement becomes the creditor for statutory obligations

OOoops Link just shot down Cabots favorite argument that they arent the creditors when they get assigned debts

Some debt purchasers could see their businesses crippled if agreement is not reached on how the mis-sold Payment Protection Plan (PPI) tranches of debt portfolios are resolved.

Leigh Berkley (pictured) of the Debt Buyers and Sellers Group (DBSG) is warning that in extreme cases some...