I have committed to start a diary so I can record my progress to date and going forward. I have spent hours looking through the valuable resources that exist in forums and now have a better understanding of what to do and what to expect.

A number of years ago I realized that I was struggling...

Hi.

Some of the UE Diaries start with some background whilst others don't seem to but I reckoned I should provide some background, partly as it might help other forum readers and partly to give Niddy and the other advisers relevant background details on specific debts.

I...

I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.

Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.

However,...

We're aware that some emails aren't arriving that we've sent.

If you've emailed us (myself, Jo or planB) and not had a reply then please send us a PM on here and we'll be able to update you.

We're working on resolving things but as its out of our hands we're reliant on the...

Do CRAs have any authority to confirm the data they publish is correct or are they merely collecting and distributing it, like a newspaper provides a means of advertising?

So if there are errors on the reports and the subject chooses not to correct, are the CRAs (or anybody else) able to...

I had visited this site on many occasions.
Like so many my problems started with the Banking crisis. I was self employed and the money simply dried up. Cards were like confetti.
In 2011 the Bank stopped paying essential Bills and cancelling Direct Debts. In April 2012 I bit the bullet and...

http://www.telegraph.co.uk/finance/n...borrowers.html

'.By contrast when customers make the minimum payment each month they do not appear in the lenders’ systems as distressed or struggling and they are particularly...

Film and music fans given power to claim compensation for computer viruses

This is a duplicate of the Blog Entry made on: 1st October 2015 12:00
...

Banks bullied woman for FIVE YEARS over a £16k debt

This is a duplicate of the Blog Entry made on 29th July 2015 15:19.

*was contacted by 24 different firms* *Debt collectors threatened to repossess her house* *She told banks, phone firms and credit card providers it......

People who were mis-sold payment protection insurance (PPI) can receive widely differing compensation, a BBC investigation has found.


If you were sold PPI via your credit card then the differences can amount to thousands of pounds.


This is because of the way some...

MiHomeCare staff paid less than minimum wage

This is a duplicate of the Blog Entry made on 13th March 2015 21:23.

One of the largest care providers in the UK has not been paying its staff the minimum wage, says an internal company document. MiHomeCare examined...
...

the tax sting when you take your pension cash

This is a duplicate of the Blog Entry made on 26th January 2015 16:06.

*The pension freedoms will allow withdrawals from April, but there is a catch.* If you are planning on taking your pension after April, you...

...

Banks and insurers are to be banned from making their customers calls premium rate telephone numbers as part of a series of proposals from the Financial Conduct Authority (FCA), which has also suggested removing the eight-week wait before a customer can take a complaint to the Financial Ombudsman...

Aaaaaaaaaaaaaaaaaaaaaaaaaarrrrrrrrrrrrrrrrrrgggggg ggggghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

have terrible broadband for which we pay a fortune because of allegedly where we are

keeps dropping out, obviously something wrong with wires and pole which is leaning at a strange angle...

Consumers are being urged to check if they are owed money by energy providers - left in accounts after switching suppliers.

http://news.sky.com/story/1389135/en...im-frozen-cash

And to add as they never mention this:

This cash maybe frozen...