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  • marling
    started a topic marling - sole trader debt

    marling - sole trader debt

    hi all


    my previous self employed job was selling items on ebay, mid december i had to pack it in as i was not earning enough and i am presently un-employed.
    i have an outstanding debt with ebay which is £900, i have been contacted with a final reminder by a company called...
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  • tiredofdebt
    started a topic Natwest Credit Card

    Natwest Credit Card

    Took out Natwest Credit card in 2001 that defaulted Mar 2011.

    I have been paying Moorcroft £50 a month, but now I have just found this forum and everyone makes so much sense I thought I would ask for advice.

    The problem is, my business and personal accounts are still with...
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  • AAD News Feed
    started a topic Ireland overhauls insolvency rules

    Ireland overhauls insolvency rules

    Ireland overhauls insolvency rules

    This is a duplicate of the Blog Entry made on 19th April 2013 18:45.

    New plans to deal with personal debt have been announced by the Irish government. A new state insolvency service has been set up to try to broker...

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  • Shadow2981
    started a topic Idle curiosity...

    Idle curiosity...

    I wouldn't actually do either of these, I am just curious on the law around it..

    If you have a debt with a bank that is SB, but you for some crazy reason open an account with them after it became SB, can they still use RoSo to try and settle it?

    Also, if you have a personal...
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  • Spent2much
    started a topic question for a friend please

    question for a friend please

    what section of the exchanges act of 1882 explains that if a person or company buys a personal debt from another company, they have in effect paid that debt in full for the original debtor . therefore rendering the debt unenforceable ?

    thank you
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  • AAD News Feed
    started a topic £6.3bn of loans written off by banks

    £6.3bn of loans written off by banks

    £6.3bn of loans written off by banks

    This is a duplicate of the Blog Entry made on 30th July 2012 16:40.

    Figures reveal personal debt is on the rise with individuals owing almost as much as the entire country produced last year. The statistics from debt...

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  • Payday loan explosion to meet the cost of Christmas

    Payday loan explosion to meet the cost of Christmas

    This is a duplicate of the Blog Entry made on 6th December 2011 17:46.

    More people than ever before will buy Christmas presents for loved ones this year with the help of a microloan – otherwise known as a payday loan.......
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  • OvertheRainbow
    started a topic Self Employed and DMP

    Self Employed and DMP

    Hi

    We currently have these debts:


    HALIFAX CC 1623 02/07/2007
    A&L O/D 2000 26/04/2008
    MBNA CC 2070 29/10/2008
    FIRST DIRECT CC 2084 02/08/2005
    B'CARD CC 2165 27/04/2009...
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    Last edited by OvertheRainbow; 3 December 2011, 13:58. Reason: sorry it all looked so much more readable on s/sheet

  • AAD News Feed
    started a topic Government urged to share data

    Government urged to share data

    Government urged to share data

    This is a duplicate of the Blog Entry made on 30th November 2011 19:05.

    The government should share more data on personal debt with credit reference agencies to help short-term credit providers make better decisions,...

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  • garlok
    started a topic The Debt Trap

    The Debt Trap

    Found this on Yahoo this morning:-

    >The debt trap time bomb - Yahoo! UK & Ireland Finance

    And this intriguing quote was in the article:-

    "When David Cameron tried to raise the issue in his address to the Conservative conference in Manchester (Frankfurt:...
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  • GlobalC
    started a topic ltd company strike off

    ltd company strike off

    Hi all, again!, just a quicky, i had ltd company that is no longer trading, it ceased trading just after xmas this year, and i was advised to just do nothing and let companies house strike it off. On their website it says the status is active, pending strike off. There is an outstanding debt to yell...
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  • overspender
    started a topic AMEX

    AMEX

    I have an Amex i could possibly U/E the only hold back being is i have a company credit card through the company i work for with them too ;P-;

    The company card works in the manner that i pay and work pay me before the bill is due and i pay it every month online as i like to check the statement...
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