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  • DaveyBoy
    started a topic Debt problems - Any Ideas

    Debt problems - Any Ideas

    Hi, hope everyone is well

    Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it

    Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament

    ...
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  • carjam29
    started a topic Old Bank of Scotland Loan

    Old Bank of Scotland Loan

    I had a loan with Bank of Scotland in 2000 and believe I was misled PPI. The loan was in joint names with my late husband. I do not have the account number and would like some advice about how to proceed.
    Many thanks
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  • Moradin
    started a topic Charging Order

    Charging Order

    I have a charging order from 2013, for 3.5k..
    The final charging order from the court states:-

    The interest of the judgement debtor Mr xxxx in the asset described in the schedule below stand charged with payment of the sum of £3xxxx. the amount now owing under a judgement or order...
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    Last edited by Moradin; 24 October 2015, 13:26.

  • malamute
    started a topic refinancing advice

    refinancing advice

    Hi All,

    Ok so credit score is not a prob and income is not a prob but need advice on refinancing a mortgage and a secured loan - 15 years on mortgage left and far longer on loan left

    Equity on the property is around 110k

    what is the prob is that the loan is 39k...
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  • NDR
    started a topic Charging order

    Charging order

    Hi I have a CCJ and BW legal have an interim charging order. I have a payment plan by direct debit but now I have been summoned for a final charging order. The debt is only in my name but the house and mortgage are in joint names
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    Last edited by NDR; 14 February 2015, 09:23. Reason: I didnt know about it - I had no notification

  • Searching4help
    started a topic Trouble with Link

    Trouble with Link

    Dear Experts,

    I had a card taken out from Egg initially.

    This was transferred to Barclay Card. At some point, I had difficulty in keeping up with payments due to loss of employment. I made arrangement to pay minimal amount and this was also broken at some point.
    ...
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  • Consent to let with Woolwich residential mortgage

    Has anyone got the definitive criteria for Consent to Let through Woolwich?

    Looking at 2 years max so within their rules, the rent covers the mortgage payment just, I have over 25% equity in the house and have been with Woolwich for years:
    1. New tenant going in but been getting...
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  • CO SOLD TO DCA AFTER 6 YEARS OF NO CONTACT.

    Hi, everybody. had a final charging order on my property (property is in joint names/co in mine only) over 6 years ago. i was never contacted after the co was given until recently. like others on here i just wanted to check the legality of the dca being able to enforce the co ? or even ask for payments....
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  • patchouli
    started a topic Letter for Landlord

    Letter for Landlord

    abcdefg
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    Last edited by patchouli; 5 February 2014, 11:37.

  • deeplydebty
    started a topic Potential Charging Order

    Potential Charging Order

    Hi all,

    my wife and I are about to get a large invoice (£30k ish) for dilapidation charges on a shop we used to lease from a very aggressive landlord. We will fight it but after taking advice, realise that we haven't got much chance.

    We currently have about £40k on cards...
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  • flo5
    started a topic Being chased by mackenziehall re EON

    Being chased by mackenziehall re EON

    Hi

    Brief resume.

    My husband was made bankrupt May 2009 discharged a year later.
    At the time we held an account with EON this was included in the bankruptcy. Once he was made bankrupt the account went from joint names into my name. Have not heard anything from...
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  • G-man
    started a topic CCJ worry

    CCJ worry

    Hi there

    This could take a while. I have been separated and divorced for about 5 years now, my ex wife makes no contribution to the mortgage or the secured loan on the property! When we separated i discovered she accumulated over £11,000 in personal debt. Now the debtors are getting...
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  • julian
    started a topic CCJ with CO but no payment order

    CCJ with CO but no payment order

    This is a great forum, and I need just a little clarification on CCJs with Charging Orders, which I cannot see elsewhere.

    A few years ago the recession made a hole in my life and I ended up in thin air without any money. Having a couple of credit cards I took on more 'easy finance'...
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  • spanner
    started a topic BANK OVERDRAFT TRITON

    BANK OVERDRAFT TRITON

    I took over a small business from my dad about 10 years ago. I took out an overdreft with RBS. They increased my limit whenever I got near it. By Jan this year it was 20k and I exceeded it due to their charges.They then wrote and asked for the whole lot back. I propoed a plan, they ignored me. I complained...
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  • Mags76
    started a topic Mortgage shortfall & Ex-Wife's Bankruptcy

    Mortgage shortfall & Ex-Wife's Bankruptcy

    Hi Guys

    I know a few of you guys on here as you have helped me with a problem i have with a finance company and i am extremely grateful.

    I would like to ask if anyone can help me with the following.......

    My Boyfriend of 2 years had split from his wife 3 and...
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