Hi All, New to this. Sent a CCA request to an Alleged Account Purchaser and the £1 fee
was paid into the Alleged Account making it look like I had made that payment. What are
the Legal consequences of this action. Could it be construed as Fraud.

Hi
Could you clarify when the SB time run from. Is it from the DN date or from when you stop all payments.
Thanks
GM

Hi Guys
Wonder if anyone can offer some advice on the following.

In 2013 i was issued with a County Court Claim from an original debt owed from a defaulted balance - default date 2011.
At the time i was making agreed monthly payments and my offer was to continue this at the...

Hi there All,
I do hope everyone is well !
I have a question but have decided not to ask it in my diary as it is a general question really.....here goes :-

I was served a Court Claim back in 2014 by a DCA ( through my own stupidity as I buried my head in the sand after a period...

Hi
I have a debt held with Cabot that I was paying a £1.00 token payment and in May 2013 made a CCA request, I received letter back saying they did not have the information and the agreement was currently unenforceable and so I stopped the £1.00 token payment.
Now receiving letters from...

Hi
Original creditor barclaycard account opened in 2001 or 2002 been transferred to different DCA at last transfer to mkdp which last year they issued county court claim and took me to court and judge struck out claim and now one year later from Robinson way say they had taken over my debt from...

Was really unsure where to post this one, hopefully this will reach the right area.

I'm going to try and be as direct, clear and concise as I can be, not been on any forum like this before and am really hoping for some help.

During March 2013 I was looking for a car, I was...

original thread here http://forums.all-about-debt.co.uk/s...d=1#post145880
have started this new thread because the other thread is mixed up ,have done the CCA posted up the reply [POST 14] on the link ,which niddy says was UE...

Dear Forum

What looks like an enforceable CCA has been received from the solicitor representing a DCA. I'm not sure what to do now. Shall I wait for them to strike out my defence or shall I make an settlement offer?

Any advice would be much appreciated.

Kind r...

My daughter had a very old LTSB account which has been sold to Lowells. She sent a CCA request to Lowell a year ago and received a reply saying that LTSB did not have the original agreement due to the age of the account and

"We are closing your account. At this time we have closed...

Hello Lovely people.... I would like to find out if I paid PPI on any of my loans, credit cards. I was convinced I hadn't but when dealing with a court claim with excellent help from members I found to my delight I had back in 2004 paid £900 in PPI.

I'd like to write to all my old loans/card...

hi again.

i have a question on behalf of someone if anyone can assist. it is regarding statute bar and what constitutes a written acknowledgment. a letter was sent following a collection assignment letter saying that they do not acknowledge anything, but it was not headed 'without prejudice'....

LLoyds registered a default on my account ages ago. In 2008 they changed some terms of the agreement, but didn't issue a new agreement. In 2010 they defaulted again and registered another default with the CRAs. In 2011, thanks to AAD they discontinued on their court claim .
Am I correct that...

Hi forum members

I'm due in court in Aug 2015 to defend a claim from a dc that I think should have being thrown out but the Judge says otherwise!



BRIEF OUTLINE OF MY CASE
-Unsecured loan with MBNA

-Last payment 28 Mar 2009

-Default...

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