Data from ClearScore reveals the credit scores of almost 10 million consumers

This is a duplicate of the Blog Entry made on: 1st December 2015 16:38
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Hi All,

As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
However, my concern is about sleeping dogs, etc....

Updated Tesco 17/1/18

Background: My DMP of 2 years ended due to missing payments, planning to go self-regulated DMP if all debts (approx 15k) are enforceable.

• Type of account Tesco credit card
• Date commenced 6/1999
• Approx balance £4500
• Date last paid July 2012
• Are you on arrangement

...

Just a quick question regarding default entries.
I know that when a debt is sold and the new owners start to report on the cra, the previous default is marked with a default satisfied date and balance £0 and the new owner carries on the reporting under its own name.

When checking...

After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem...

Hi Guys,
I hope i'm posting in the right section. I recently got a a credit report for a company only to find we have had a CCJ issued against us. I know for 100% that this was incorrect. I rang Northampton CC with CCJ number and asked them which company registered this against us....

Hi guys, I've just checked my Equifax credit report and it has a default on there for bt and I have no recollection of an account with them and was just wondering the best way to approach it? I'm looking to apply for a mortgage shortly and want to sort it ASAP it doesn't appear on experian on callcredit...

Hi,

I have been dealing with some unenforceable debts for a few years now and everything appeared to be going well. All of the CCAs have seemed to have gone quiet and leaving me alone and I was waiting until June for the final default to disappear from my CF. So, with some expected hope...

Hi guys,

I have an issue with a default from Three mobile (Hutchison 3G ltd).

Basically I am convinced the default is unlawful as I never signed up for the account in the first place...

In September 2010 I went into the 3 store to upgrade my phone (I already had...

Hi guys,

The clocks almost up on a 6 year old default which expires in July 2014, it's statute barred as the last time I corresponded with the company was September 2007 and last payment was August 2007 but it took almost a year (July 2008) for them to register a default which i think...

Hi,

Here goes my first post,

I wanted some advice as to why a default has been reported as (6)'s on my credit file. And how I can get it changed to a default so it will drop off my credit file at the same time as 4 others.

I defaulted on 5 accounts in 2010,...

Payday Loan Crusade Alarms Callcredit Bidders

This is a duplicate of the Blog Entry made on 21st January 2014 18:32.

*A crackdown on payday lenders could hit the price of one of the UK's leading credit reference firms, Sky News understands.* A looming crackdown...
...

Callcredit announces acquisition to develop public sector business

This is a duplicate of the Blog Entry made on 21st January 2014 18:30.

Callcredit Information Group has acquired analytical software solutions and consultancy provider Coactiva to boost its support of public...

Payday lenders to share instant data on borrowers

This is a duplicate of the Blog Entry made on 15th January 2014 12:04.

Payday lenders will receive more up to date information about individuals' borrowing habits when they apply for a loan. Concerns have been raised......

OK here goes... wow it's so bad















Barclays CC - CCA path started - £2,481

Barclays Gold CC - CCA path started - £1,664

MBNA CC - Link - CCA path started - £2...