I've recently just applied for a self build mortgage, and been declined based in my credit score. Which came as a shock.

I've looked at my credit score to find that AW have filled a default for missing paying a bill for £300ish. We have recently moved into a rented house while we do the...

I have recently discovered we have two policies with Homeserve, one for water supply pipe cover costing approx £73 per annum (not necessary as already covered) and the other for plumbing and drainage cover £120 per annum (also not necessary) both taken out by my wife approximately 10 years ago! ...

Hi,

On 17th July Anglian Water sent me my first bill for this property. The due date was 1st August. On 8th August they wrote to me stating they are now commencing legal action. Copies of both are below:

[img]http://i.imgur.com/HTkpZbj.png[/img]

[img]http://i.imgur.com/PSOCSW[/img]...

Just had this letter .

A while ago we dropped you a line telling you about our plans to install water meters in your area.

We'll be starting work within the next few weeks.

We''ll do our best to survey the area around your home and install and connect our meter...

I'm anticipating bad news on this but just want to check here.

I got my water bill end of February and didn't pay it. I got a red bill stating I'd entered their debt recovery process end of March. It stated "we enter defaults with the CRAs" etc

Today I got a letter...

Do utility companies - water - have the right to search your credit files? Do they have the right to authorise other companies to search your file?

To my knowledge I have never signed any agreement with the water company, and so I have never given my authority for that company to access...

Has anyone else received a booklet about this?

In simple terms, the utility company are taking on responsibility for the section of the sewer from your boundary to the main sewer. (Shared services are a little more complicated).

Of course, because of the extra responsibility,...