Hi there
I currently have 4 lending stream loans that I am struggling to pay. I've been in the payday cycle for a while now and have decided that I am going to have to pay smaller amounts and clear the balance over a longer period. I was searching for some advice online and came across...
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Struggling with a lending stream, well 4 LS loans...
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RBS admits mis-selling £900m in business loans
RBS admits mis-selling £900m in business loans
This is a duplicate of the Blog Entry made on 15th January 2015 13:13.
*Royal Bank of Scotland has admitted it mis-sold £900m of loans to 9,000 small business customers following complaints that the scheme was not...
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Capital One/Cabot
Hello there,
I was reading the forum earlier and came across a very well worded letter on the following page which I wish to adapt and use for my circumstances:
http://forums.all-about-debt.co.uk/s...E-BARRED/page2
Basically my circumstances are as follows. I had... -
Debt and moving abroad
Hi All
Decided last year I've had a gut full of living in this country and being a slave to the banks, so I'm in the process of selling everything and planning on travelling for the foreseeable. I have debts of around £40k which some are getting paid via my own dmp and some get nothing.... -
Lending Stream
I am a new member and would like to thank anyone who takes the time to read my message, any advice and guidance will be very much appreciated.
I am hoping that you can offer me some guidance.
Firstly I am in full time employment, however over the past few months I have... -
Barclays loan agreement 2008
Hi, I'm in a dispute with Barclays re a loan that commenced July 2008 - the reason I'm claiming an interest refund is that my friend took out the same product 3 months ater & got an interest refund - but I have not received one. I am not sure whether it is the loan agreement or annual statement... -
Cadwallader's UE Diary
This is a summary & continuation of the thread I started "Cap 1 sold to Lowell" at http://forums.all-about-debt.co.uk/s...sold-to-Lowell
I, like others here, heard recently from Lowell that they had bought my account from Capital 1.
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Payday loan charges cap takes effec
Payday loan charges cap takes effec
This is a duplicate of the Blog Entry made on 2nd January 2015 11:53.
*A cap on the cost of payday loans enforced by the City regulator has now come into effect.* Payday loan rates will be capped at 0.8% per day of the...
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Payday loans trouble
Hi all
I have managed to get myself into a sticky situation with payday loans. My partner was on unpaid maternity leave and i took one out with Lending Stream to help cover bills. I couldn't afford the repayments and now have two further loans from Sunny and Payday UK to go with 3 from... -
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1st Credit - please help
Hi,
First of all I wish to state how refreshing it is to find such a well organised forum with help on debt matters.
Here is my situation:
Had loan facility for a business taken out as a personal loan (unsecured) back in 2001. This was on a joint account for me... -
Thousands To Get Northern Rock Refunds
Thousands To Get Northern Rock Refunds
This is a duplicate of the Blog Entry made on 10th December 2014 15:20.
Representatives of the defunct high street lender lose a legal test case over compensation stemming from loan documents. Thousands of borrowers...
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Lowell 1st credit
Just to let people know that it pays to persevere. I have today had a letter of Lowell saying that they are closing my account (post 2007) although they do not admit any wrongdoing.
IMHO because vanquis had not issued a DN prior to default/selling the account they were stuffed however I am happy... -
Welcome Finance
Family member had a loan with Welcome Finance, which was cleared 9 years ago.
They have the date this payment was made, but no details of the actual loan itself.
They know they had PPI on the account, but who would they claim to with Welcome being defunct and would they likely... -
Over 40s being 'frozen out' of home loans
Over 40s being 'frozen out' of home loans
This is a duplicate of the Blog Entry made on 25th November 2014 12:28.
Home buyers over the age of 40 are increasingly being "frozen out" of mortgages , the industry is warning. New rules mean that lenders are now......