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  • Prescribed terms...again..

    Been a while since I've touched base with this so maybe someone can tell me the 'latest' ?

    Most s78 requests seem to arrive with a copy of the application form (aka an agreement) which often refers to terms 'overleaf'. However it seems when copying this document the OC's haven't bothered...
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  • Scottish Widows secretly moves billions into dud funds

    Scottish Widows secretly moves billions into dud funds

    This is a duplicate of the Blog Entry made on 18th November 2013 13:31.

    *Pension savers' nest eggs were shunted into investments with poor records by Scottish Widows behind closed doors* Vast numbers of savers with......
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  • Pension liberation schemes face HMRC scrutiny

    Pension liberation schemes face HMRC scrutiny

    This is a duplicate of the Blog Entry made on 21st October 2013 15:50.

    *The UK's tax authority is stepping up its scrutiny of pension funds amid concerns over people being enticed into cashing in their pension early.*...
    ...
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  • AAD News Feed
    started a topic AXA fined £1.8m for bad advice on Isas

    AXA fined £1.8m for bad advice on Isas

    AXA fined £1.8m for bad advice on Isas

    This is a duplicate of the Blog Entry made on 13th September 2013 17:32.

    *Thousands of customers passed on from building societies and banks to Axa Wealth were not warned of the risk of investing in Isa funds and...

    Click...
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  • Accounts drained by payday lenders, says Citizens Advice

    Accounts drained by payday lenders, says Citizens Advice

    This is a duplicate of the Blog Entry made on 11th September 2013 10:24.

    Some borrowers of payday loans are having their accounts drained of funds because of automatic withdrawals by lenders, a charity has said. Some......
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  • Wonga's profits to soar to £100m as payday lenders splash advertising

    Wonga's profits to soar to £100m as payday lenders splash advertising

    This is a duplicate of the Blog Entry made on 1st September 2013 16:27.

    *cash and bid to curb them wobbles* Payday lenders are pumping millions of pounds of extra funds into their advertising campaigns...
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  • Britain to be roped into EU rescue aid for Greece AGAIN!!!

    Britain to be roped into EU rescue aid for Greece AGAIN!!!

    This is a duplicate of the Blog Entry made on 25th August 2013 20:36.

    3rd bail out for Greece The European Commission is planning use of EU budget funds for the next rescue of Greece, roping Britain into future......
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  • happy_bunny
    started a topic RBS current account overdraft. Options?

    RBS current account overdraft. Options?

    Hi folks

    i have an RBS account I don't really use at all since 2008. It has a 2k overdraft taken out 2007 that I pay the interest on each month.

    As seen from my RBS credit card thread, me and RBS are not exactly getting on at the moment

    so. Options are:...
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  • 1NightInIbiza
    started a topic Default?

    Default?

    I was on an AP with one company, regarding my overdraft.

    They appear to have pulled it over the weekend, to £0 - so although I was within the monthly payments (been under the reducer each time so far), I can't access any of the money.

    I'm going to phone collections in the...
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  • cardiac arrest
    started a topic Pro's and Cons

    Pro's and Cons

    First of all let me say I haven't really thought too deeply about this, but...what are the pro's and cons of going down the UE and possibly SB route as apposed to taking out a DRO ?

    On the face of it, one takes 6 years and a fair bit of hassle, while the other (DRO) takes a few quid and...
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  • gravytrain
    started a topic Does a PPI payout reset the statute bar period

    Does a PPI payout reset the statute bar period

    Hi
    Well the question is in the title really, a pal as asked me if his PPI payout will reset the SB clock on his almost five year old debt, it is in Scotland. All of the payout will be credited to the defaulted account.

    To be honest I do not know and hoped someone on here would...
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  • jamievilla
    started a topic HSPF Loan (Unsecured) in Default

    HSPF Loan (Unsecured) in Default

    Hi there,

    First post here so hopefully I've done this right

    I've had a loan with Home Shopping Personal Finance since 2008, when I took out £15k over 7 years.

    I defaulted on it last year when I just couldn't cope with paying it back, and now owe just...
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  • Payday lender collapses into administration - Speed-E-Loans

    Payday lender collapses into administration - Speed-E-Loans

    This is a duplicate of the Blog Entry made on 5th July 2013 16:37.

    Payday lender Speed-E-Loans.com Ltd has collapsed into administration just months after publishing results which revealed the firm needed new funds......
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  • pompeyfaith
    started a topic Bedroom Tax Website

    Bedroom Tax Website

    This website was put together by the wonderful Jessica McCarnun this is the lady I did a homeless sleep-out with to raise funds.

    I gave a hand in writing parts of this site up but in the main it was all Jessica's work.

    I will be leading the march to Downing Street with Jessica...
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    Last edited by pompeyfaith; 17 June 2013, 20:50.

  • £1 cca taken from debt!

    Evening folks,

    Dont know what to do with this, my better half requested cca from Apex/barclayscard begining of april, got no reply, sent reminder begin of may and still nowt.

    Come today, another demand for cash but the debt has gone down by a pound! Coincidence? I dont...
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