I took out a loan in 2008 with HSBC but lost my job, so couldn’t afford the repayment. I informed HSBC and they passed the debt onto DG Solicitors and I have been paying them ever since.
What I want to know, as I have also just found out that they are HSBC's 'in-house' DCA (like Reliable...
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HSBC & DG Solicitors
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Payday lender loses its licence after OFT action (MCO Capital Limited)
Payday lender loses its licence after OFT action (MCO Capital Limited)
This is a duplicate of the Blog Entry made on 19th March 2013 12:29.
Online payday lender, MCO Capital Limited ('MCO'), has had its consumer credit licence revoked by the OFT and from today is no longer... -
GYM membership
I am helping someone contest arrears letter charges on a gym contract. The OC/DC have finally provided a statement of account, of sorts, after repeated requests being made. After researching the subject it seems that they should have been providing statements every 12 months until the debt was cleared....Last edited by CAPS ESC; 17 March 2013, 13:52. -
Homebuy Direct (2nd charge mortgages)
I purchased a house using the Governments Homebuy Direct scheme.
I financed 70% of the purchase price (repayment mnortgage and cash) the remaining 30% was funded by the developer and Homes & Communities Agency (HCA) who have equal ranking 2nd charges registered against my property.
When... -
Wonga responds to OFT’s payday report
Wonga responds to OFT’s payday report
This is a duplicate of the Blog Entry made on 7th March 2013 10:41.
Online lender Wonga has agreed with the need for tighter controls in the payday lending sector to “stamp out” the worst practices, in response to...
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Stricter rules expected for payday lenders
Stricter rules expected for payday lenders
This is a duplicate of the Blog Entry made on 6th March 2013 07:50.
The government is expected to announce stricter rules for high cost, short-term lenders. After a year-long investigation by the Office of Fair...
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Transfer of Consumer Credit from OFT to FCA - Consultation Expected this week
Transfer of Consumer Credit from OFT to FCA - Consultation Expected this week
This is a duplicate of the Blog Entry made on 4th March 2013 17:05.
The Credit Services Association (CSA) have been advised by Government that the long-awaited consultation on the transfer of Consumer... -
Adinuff's UE Diary
Hi everyone,
ive been advised to start a DFD. Just been looking not many people are doing this Im wondering if i am in the right place. Do i need a new thread for every debt or just 1 thread for all of them
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OFT publishes guidance on the power to suspend credit licences
OFT publishes guidance on the power to suspend credit licences
This is a duplicate of the Blog Entry made on 22nd February 2013 15:02.
The OFT has today published guidance which sets out how and when it can use its new power to suspend consumer credit licences. Under the Financial...... -
Lendingstream, con men or what?
Hi, A warning to all about LendingStream, On December last I approached LS about a pay-day loan. They said no,fair enough, so I went elsewhere and was successful. (I got the loan and paid it back with interest on next pay-day, fair enough.)
LendingStream then e-mailed me, said I could have the... -
To F&F or not to F&F
Newbie here, I've taken the time to read a couple of threads on here mainly the guides re F&F, as I possibly maybe in a position this year to settle some of my debts but obviously if I can reduce the costs of doing so then all well and good.
However after researching as said its seems it is... -
OFT bars RBS debt collecting that puts homes at risk
OFT bars RBS debt collecting that puts homes at risk
This is a duplicate of the Blog Entry made on 11th January 2013 18:21.
*Regulator imposes requirements on Royal Bank of Scotland's use of charging orders - a way of collecting unsecured debts that could see borrowers...... -
Account terminated
About 17 years ago I had a credit card with Associates, who morphed or were bought out by Citi. Some years ago I stopped paying Citi and requested a copy agreement - after some tooing-and-froing they admitted they could not supply an agreement, and duly sold the debt to Hillesdon. Hillesdon also confirm... -
Office of Fair Trading: Regulating consumer credit
Office of Fair Trading: Regulating consumer credit
This is a duplicate of the Blog Entry made on 19th December 2012 18:37.
A report by the National Audit Office has found that regulation of the consumer credit market is providing benefits to consumers, but that the...... -
Northern Rock v UltimateWorrie
Hi all,
(2nd thread different account)
This is a loan and NRAM have recently set Mac Hall to chase me, so thought I'd get my details on to my favourite site, after spending much time on other things
and scanning my docs.
No claim yet, just want to...
