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full and final on a ccj
i have one ccj with lewis group and that along with drysdenfairfax are the only 2 creditors being paid from my payplanplus account, the ccj is £3.89 a month and the outstanding balance is £680 ,we are thinking of offering these a full and final and then dumping payplan and just paying drysdenfairfax...
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Moorcroft after me for CO-OPerative bank "overdraft"
Hi
Ran up a £200 overdraft with the CO-OP bank and due to a personal matter
i buried my head in the sand , put the phone down when they tried to contact me ignored letters etc, i was in a bad place and just could not deal with it at the time. Its not a great amount but at the moment...
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MBNA Virgin Credit Card PPI (awp)
Hi,
I have recently set off on the process of a PPI reclaim on a Virgin (MBNA) credit card that I had operational from between 2003 and 2011.
The account is closed however I have many of the old statements showing "payment protection cover" which at some point...
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OK so where to go next.
I've been reading a few forums and although many things make sense to me, it's a difficult decision to know where to next.
Quick overview. My folks have around £12k of debt owed to various creditors; two accounts with Cabot, one with CapQuest and two with Capital One. With Niddy's help,...
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MBNA Partial Settlement Offer
Hi Everybody
I have been on a DMP with MBNA since September and have no reached a 35% partial settlement figure on a credit card debt in excess of £10000 so a deal I am able to pay and happy about. However, although they say (in writing) that the account will be closed and that they...
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nat west ff
i owed nat west £5090.00 put in a ff offer in of £1500 nat west came back with an offer of £1574.00 as a full and final i accepted they updated my credit file to settled and a zero balence im now chaseing the ppi on this account
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Default advice required please
Hi all,
Newbie to posting but I've spent a while browsing here so I feel like I know a few people already
Sorry to be needy and asking for stuff with my first post but I can't figure out the best course of action so thought some kind souls might offer their opinions......
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Smoogys UE Diary
Hi
New to this so bear with me!!
OK debt with Capital One credit card.
Default noted on credit file march 2012.
Debt sold to Capquest around feb/March 2013.
CCA request sent to Capquest beginning of April and documents eventually received today not...
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How far do PDL providers go?
I stupidly took out a payday loan 2 years ago from TXTloan. It was originally for £100 + £17 interest (over 14 day period)
There were insufficent funds in my account at the time of collection and it was bounced by my bankers. Over the course of two months the final balance ended up to...
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F&F settlement with CCJ
Hello and thank you to all members who have given me so much information to digest. I've been reading for hours and already feel I'm making progress in getting my debts sorted out.
I have some question which I hope somebody can help with. The most pressing is that I would like to make...
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Help with Marlin
Cant seem to find where to put this, .........
hi, am looking for some advice re. Marlin dca, they have sent me notice of assignment for two hsbc debts, one cc and one personal loan, have not paid or made any contact with anyone since june 210' but after looking through my 'stuff' I would say...
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Enforceability
Hi There,
I am new on here so please pateint. One of the members from another site recommended it to me. I am in the process of recieving CCA and SARS from my creditors. I have recieved some CCA whihc seem to be reconstitued. But i would like to make sure. Who and where do i upload...
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Halifax PPI offer - is it correct?
If I am posting in the wrong place please move me.
Quick background:
(again, for a friend)
Halifax Credit Card
Balance at default approximately £13,000
Commenced 2003
Defaulted 2006
Sold to Cabot
F&F agreed and paid to Cabot in 2012...
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Traintester's Monument Unenforceability / Statute Barred Diary
This is related to another thread Very Vague letter from Debt Managers Ltd - allaboutFORUMS maybe a MOD will move it / merge it if appropriate.
This thread represents the chain of events relating to a Monument account. There are several DCAs that have been / are involved along the way,...
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Shared Debt
I have recently not been able to make payements to 5 credit cards. (approx 27k debt), one of them has recently given me a CCJ.
filled in all the paperwork, showing my outgoings were way above my income, and the paperwork came back to pay the solicitor handling the case, 1 pound per month. (only...