Hi folks, first post...
Received a letter from 1st Credit stating i owe them £1200 due to an outstanding debt with Lloyds TSB and provided account number.
Have never had any dealings with lloyds TSB, banking, hpi, mortgage, credit card etc, not a thing, so this has got me...
125 results in 0.0034 seconds.
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1st Credit - Lloyds TSB
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Unenforceable accounts and compound interest
Just thinking about this.
If an account is UE, the original creditor has obviously added interest to this, at compound rates. If it is unenforceable, they had no agreement to charge interest, or vary interest rates. They are reporting a false default amount to the credit reference agencies. In... -
On Welfare Benefits? Then this is a MUST READ
Eligible Loan Deduction Scheme
Yes the Government is using legalese again and making something look which it is far from this is the quote:
"
The Eligible Loan Deductions Scheme (ELDS) is a joint DWP and Treasury initiative to support the expansion of affordable credit to people... -
RBS - refusing my CCA, signature
Hello all
I'm new here so huge apologies if this is not in the right board.
I have an RBS Mastercard debt which was taken out in 2007. I have CCA-ed them to get my original signed agreement and they are refusing to give me it until I provide them with a signature due to their "data... -
Got a good one this morning!
Well as the title says. We had a fax this morning from Guardian Recovery Services touting for business which says:-
" We are highly motivated and trained professional collectors who are legally permitted to visit debtors at home or a place of business"
Oh... -
Quick Quid sends email threatening to send debt collectors to thousands
Quick Quid sends email threatening to send debt collectors to thousands
This is a duplicate of the Blog Entry made on 12th July 2013 15:54.
Payday lender Quick Quid has apologised for alarming potentially thousands of people after it inadvertently sent emails demanding the... -
Help needed on a default incurred whilst in Prison.
Hello all,
I have a single default for £100 with o2.
It is registered from 05th June 2008 - it expires in 11 months - I've already been waiting years for it to come off and have only just thought of this.
I believe I defaulted on the account within... -
Silence Please.
Please read this with respect.
http://www.credittoday.co.uk/article...administration
Then have a very enjoyable evening knowing another leach has bit the dust and the people involved are now on the dole and maybe the misery they dished out could... -
HELP! disabled with so much debt
After becoming unexpectibly disabled four years ago and no chance of preparing for the future i have occured a lot of debt both past & present. 3 credit cards & a catalogue.On one card I was paying a smaller amount but recently they have past me onto cougar financial so getting very worried.... -
what is classed as acknowledgment (default)
Hi everyone
Just a quick question/query I have for you wise ones.
In regards to defualts on credit files.
I have 1 stinky default on my record thats been dogging me for almost 6 years now. The reason for the default is irrelevant to my question, so I wont go into... -
Credit checks
Hi
Hope someone can help, it's been quite a long time since I posted.
Basically, I have a large amount of debt from early 2000s, most of which defaulted 2004/2005. Initially I was on token payments for some time, but then found out about potential unenforceability, which... -
Repo Man, Channel 4, review - Bailiff
Repo Man, Channel 4, review - Bailiff
This is a duplicate of the Blog Entry made on 3rd May 2013 08:46.
*Jake Wallis Simons reviews Repo Man, the first part of a Channel 4 documentary series which follows bailiff Sean James as he confronts people...
Click to... -
Jobs under threat at Incasso Debt Recovery (HL Legal Solicitors)
Jobs under threat at Incasso Debt Recovery (HL Legal Solicitors)
This is a duplicate of the Blog Entry made on 7th March 2013 10:44.
Jobs are under threat at debt recovery firm Incasso after staff were put into a redundancy consultation weeks after the business was purchased... -
LLoyds default for current account help
Hi everyone
This is my second post on this site and wanted to start with some great news that after sending Lowell debt collection agency an unenforceability letter they closed my account and removed the default from my credit file: D
I now only have one default left on... -
Barclaycard Mercers and default notices
I have been looking through paperwork as I am not getting the replies I would have expected from our now "ethical" bank.
I notice that I have had TWO! default notices from Mercers debt collections limited.
The last default notice from Mercers for £6,419.02 was signed by...Last edited by Enforcer; 26 February 2013, 21:31.
