Hi there
I wasn't sure where to post... I'm writing a last minute article for a national paper letting people know about what options might be available to them if they're struggling with debt. The idea came to me after someone mentioned a DRO to me and I'd never heard of it. I want people...
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looking for people who've done bankruptcy/ IVA/ DRO or something similar for advice article
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Lowell Group
Lowell Group
This is a duplicate of the Blog Entry made on 23rd January 2014 12:18.
This is like a proud announcement from a supermarket about increased sales and some new products. 5,000 new arrangements each day. So at least 5,000...
Click to Read More...
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Arrow Global v Frost - Bristol County Court - October 2013
Judgement attached.
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What happens to joint debts when only one person goes bankrupt?
The week before Christmas my friend's alcoholic husband left home when she discovered that he'd cleaned out their son's bank account (separate thread coming soon). He now plans to go bankrupt. There are plenty of joint credit cards and bank accounts which are all defaulted. They are deep in debt....
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1st Credit - Credit given when it's due
As the title says, I've just had a chat with a senior manager at 1st Credit on behalf of an AAD user and the end result is nothing short of brilliant.
Credit must be given when it's earned and they've just proved to me why I let them post on public sections of AAD - because although they...
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Please share your experiences with me
I'm a student at Liverpool John Moores University. As I am in my final year I'm doing a dissertation. I have chosen to do this surrounding payday loans and other similar loans such as log book loans. If anyone would please share their experiences with me I'd be very grateful. Thanks
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When your Bank sells your debt....
We all know Banks can not be arsed to manage their defaulted accounts..Keen as they are to suck you in, increase your credit limit, charge you for anything and everything and then come down on you like a ton of bricks soon as you really need them to provide some support....
but what is...
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Defamation Act coming into force!!
Just a reminder that the new Defamation Act kicks in at Midnight.......
--> http://www.bbc.co.uk/news/uk-25551640
The bold red part above is the most important element - so remember to read AAD's stance on the new Act here --> http://forums.all-about-de...
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Spark Energy 'impersonated customers' to remove 'debtors'
Spark Energy 'impersonated customers' to remove 'debtors'
This is a duplicate of the Blog Entry made on 23rd December 2013 16:27.
An energy company systematically impersonated its own customers to get them off their books. Radio 4's You & Yours...
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MK Rapid Recoveries Final Notice
Got home tonight, guess what! MK Rapid Recoveries.
FINAL NOTICE
As you have not taken up our offer of help, we have no option but for your account to now be referred to Keynes Collections for litigation consideration to resolve this on our behalf.
They may commence litigation...
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Question about aknowledging the debt /s are yours....
If one has only just stopped paying towards a debt and then stops and it is sold and then one asks for CCA..... can they not come back with a "well look, you paid this account until xx/xx/xxxx so you KNOW it's your debt?"
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Barclays s.77A, 86 & 86 /E notices
Morning
Have you taken out a loan with Barclays since 2008?
If a Barclays customer has ever had a loan agreement with Barclays since 1st October 2008 then we understand either some or all of the s.77A, s.86B, s.86D or s.86E statutory notices have defective templates . The net...
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Lloyds TSB major complaint Financial Ombudsman rejected complaint
Basically Lloyds TSB who had put interest on my loan while I was on a debt management plan without informing me. This happened a year after the debt management plan started and Lloyds TSB had asked me to sign with them on interest rate but I was informed by the debt management company - FH Debt...
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why a bailiff harasses debtors
I hope that this bit of information helps anyone who has to deal with baliffs, who in my opinion are the scum of the earth.
However the reason they harass is to do with the way they are paid. When a debt is passed to a bailiff company it is then given to a bailiff who may or may not be correctly...