Hi all
Well I am kinda in a huge mess. I have c. 40K of debt made up of overdrafts, personal loans, credit cards and payday loans. Currently most of them are being managed for me by a DMC and have been for a few years. I don't want to bore you but just as I get things steady i take out more payday...

Hi there,

i owe £833.00 in arrears to AA personal loans. Basically over the past 3 years i have been struggling to make my monthly payments of £220 due to lack of work. I contacted National Debtline a few months ago and they gave me a reference number which i used with the AA to get...

Taxman to make money from Payment Protection Insurance

This is a duplicate of the Blog Entry made on 13th November 2011 18:47.

Millions of people are facing an unexpected tax bill on their Payment Protection Insurance (PPI) claims payouts, the BBC has learned. The banking......

Hi

Hubby has a welcome finance loan which ISNT being paid due to niddy saying unenforcable it is 4 months off being SB and Niddy has pointed me in this direction about a PPI reclaim. I have sent off for hubbys SAR from the dca which are acting on behalf of their clients.

...

Hi

I am trying to find a template as I need to offer a creditor a monthly amount and get the interest frozen, I cant seem to find a specific one for this purpose.

Could someone please point me in the right direction thanks

Sarah

I was rather surprised to have received an email from Lloyds yesterday in response to my email I sent only last Friday.

I didn't think they would give me the details to be honest, as its mid 90's, but I requested the loan account numbers from 2 loans from then and they sent them..........by...

Hi All

Now my DMP has settled down I am looking at whether charges etc that have been applied to my accounts are lawful and whether I can reclaim or challenge them.

I have always been sensible and never taken out PPI on any of my loans so there is nothing going there....

Niddy and friends. Hope you can advise on this one. I need to get a handle on my expectations for a Barclaycard complaint.

In 2006 entered a CCCS DMP.
Came off CCCS DMP in '08 and an informal AP with BC. In 2009 BC 'lost' my address and started writing to an old address and no...

There are a number of other qualifying bodies with powers to challenge unfair terms under the Regulations, including the water industry's regulator (OFWAT), the Office of Communications (OFCOM) and the Office of the Gas and Electricity Markets (OFGEM...

http://www.fsa.gov.uk/pages/Library/...2010/153.shtml

Posted some time ago by the FSA, but a must read if your currently making a reclaim where your bank maybe one of those involved until the matter resolves.


FSA to contest the BBA's judicial review of...

http://www.fsa.gov.uk/pages/Library/Com ... /153.shtml

FSA to contest the BBA's judicial review of new PPI complaints handling measures:


FSA/PN/153/2010
8 October 2010

The Financial Services Authority (FSA) will contest the British Bankers’ Association’s...

HI

I have a slightly different question, I put in a request for a copy of our credit agreeent and they finally produced one after about 7 months. We keep paying the card during this period but my question is as we where in dispute did we have to? I know that theoritically we didn't have...

Hi, first post here, found you from another forum!

Myself and my wife have a number of debts and have just started a dmp with CCCS. First payment has been made this month. I've never really considered UE but if certain of the creditors behave as I expect them to then I'll quite happily...

Debt Relief Orders Explained

In April 2009, the Government introduced a new way of dealing with unsecured debts known as a Debt Relief Order or DRO. This is an alternative to full bankruptcy, but with the same restrictions but at a fraction of the cost. The fee to apply for a Debt Relief...

I just thought I'd share the account that provides you with up to 5 seperate wee boxes so that you can save for different things in the one account. Its not a great interest rate (what is???) but it is unconnected to anything else and the five wee boxes are really usefull, it even lets you set targets...